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Insurance youi 0 : qvb 10

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Created by sirgallivant Monday, 20 Mar 2017
sirgallivant
NSW, 621 posts
Monday , 20 Mar 2017 6:43PM
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After re-rigging the tub I felt brave this morning and went for a fresh insurance quote for my boat. Some member mentioned youi as a good alternative to Club Marine with whom l got one presently for $1000 without any extras.
Well...




this is ludicrous! Even by ClubM. standards. $ 5000
excess? $ 1557 premium? No extras.

So l kept on looking once l warmed up and behold, l found QBE with an excellent quote $748 incl. all fees and gst and..., and with extra cover for special items $3000, sporting equipment $3000
and general equipment $5000 with $100 or $500 excess respectively.

My lucky day.
They must have a sale on.
I promise l never ever talk to youi again in my life.

BJRobinson
NSW, 184 posts
Monday , 20 Mar 2017 7:29PM
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Youi was the only company to insure my boat without an out of water survey and it being on a swing mooring. So I had no option!

UncleBob
NSW, 129 posts
Monday , 20 Mar 2017 8:21PM
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Select to expand quote
sirgallivant said..
After re-rigging the tub I felt brave this morning and went for a fresh insurance quote for my boat. Some member mentioned youi as a good alternative to Club Marine with whom l got one presently for $1000 without any extras.
Well...




this is ludicrous! Even by ClubM. standards. $ 5000
excess? $ 1557 premium? No extras.

So l kept on looking once l warmed up and behold, l found QBE with an excellent quote $748 incl. all fees and gst and..., and with extra cover for special items $3000, sporting equipment $3000
and general equipment $5000 with $100 or $500 excess respectively.

My lucky day.
They must have a sale on.
I promise l never ever talk to youi again in my life.



This was similar to my experience with youi. And the questions and the chat, they still didn't get to know me.

sirgallivant
NSW, 621 posts
Monday , 20 Mar 2017 8:30PM
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They did not care. The dummy could not even get my boat's age right.
QVB insured my boat this arvo, it is swinging, no inspections, veeery good terms. See above.
I never heard of an excess for a 28 footer of $ 5.000.00 (youi)

What did they quote you BJR?

BJRobinson
NSW, 184 posts
Monday , 20 Mar 2017 8:37PM
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Select to expand quote
sirgallivant said..
They did not care. The dummy could not even get my boat's age right.
QVB insured my boat this arvo, it is swinging, no inspections, veeery good terms. See above.
I never heard of an excess for a 28 footer of $ 5.000.00 (youi)

What did they quote you BJR?



I could only get third party. It was $420 from memory.
The problem is the age of the boat. it is 1980. Apparently once it is over 30yrs old they want an out of water survey before they will look at comprehensive. I wasnt about to pay $1,500 for a survey for a $4,500 boat.

dism
NSW, 590 posts
Monday , 20 Mar 2017 9:31PM
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BJR - look at Anchorage Marine (QBE underwriters). Swing mooring, 70s boat, 3yr old survey. Comprehensive for approx same as youi 3rd party

Wander66
QLD, 99 posts
Monday , 20 Mar 2017 9:38PM
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Select to expand quote
sirgallivant said..
After re-rigging the tub I felt brave this morning and went for a fresh insurance quote for my boat. Some member mentioned youi as a good alternative to Club Marine with whom l got one presently for $1000 without any extras.
Well...




this is ludicrous! Even by ClubM. standards. $ 5000
excess? $ 1557 premium? No extras.

So l kept on looking once l warmed up and behold, l found QBE with an excellent quote $748 incl. all fees and gst and..., and with extra cover for special items $3000, sporting equipment $3000
and general equipment $5000 with $100 or $500 excess respectively.

My lucky day.
They must have a sale on.
I promise l never ever talk to youi again in my life.



Just checked my Youi policy from last year, it was $700 for $45k cover on a 1983 boat on fore and aft mooring in the river. It's due again in May so it will be interesting.

BJRobinson
NSW, 184 posts
Monday , 20 Mar 2017 10:49PM
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Select to expand quote
dism said..
BJR - look at Anchorage Marine (QBE underwriters). Swing mooring, 70s boat, 3yr old survey. Comprehensive for approx same as youi 3rd party


Thanks dism. Will do.

aus005
TAS, 401 posts
Tuesday , 21 Mar 2017 7:50AM
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I believe it has a lot to do with what area in aus you are in some areas loke mine in tassie they give a huge discount to

sirgallivant
NSW, 621 posts
Tuesday , 21 Mar 2017 8:31AM
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Go figure. Drummoyne, 89 boat 42k cover, no extras
youi $1.557.- with $5.000 excess!!!
QVB with 9k extras $747.- $500 excess.

aus005
TAS, 401 posts
Tuesday , 21 Mar 2017 11:16AM
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Cav 37 1985/1986
rigging and hull cover total $89000.00 $1000.00 excess no cover for contents or extras although the tender is covered and its outboard.
premium youi $676.52 on swing mooring

twodogs1969
NSW, 461 posts
Tuesday , 21 Mar 2017 11:52AM
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Just paid mine
86 model
$60000
$500 excess
Social non spinnaker racing
Swing mooring
$1117
Club marine mine is also a little higher as had a major claim 2 years ago. When another boat hit mine in a storm. Classed as no fault accident so effects both no claim.
One thing I can say is the claim process was easy with club marine and no problems with payout.

Yara
NSW, 583 posts
Tuesday , 21 Mar 2017 1:55PM
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You find out how good an insurance company is when you have a claim, not when you pay the premium. My experience with QBE travel insurance was they dodged payment of what I considered a legitimate claim. Stretched the definition of what was supposedly pre-existing. You pays your money....

Agent nods
QLD, 278 posts
Tuesday , 21 Mar 2017 1:05PM
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But you really to need read through each policy.

This was from a quote from Pantaenius:

"Single Handed Warranty - No single handed sailing allowed before dawn or after sunset."

So you go out for a single handed sail, intending to return before sunset - but a afternoon storm develops (as they do!).

So you take shelter till it passes, which means returning after sunset. You are now not covered if something happens.
But if you stupidly went out in the raging storm, so as to get home by dark you are!

aus005
TAS, 401 posts
Tuesday , 21 Mar 2017 3:56PM
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Totally agree you sort the strawberries from the possum **** policies then luckily youi paid me out in full last year in the mersey river flood within 2 weeks i had my money.

UncleBob
NSW, 129 posts
Tuesday , 21 Mar 2017 5:22PM
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Select to expand quote
twodogs1969 said..
Just paid mine
86 model
$60000
$500 excess
Social non spinnaker racing
Swing mooring
$1117
Club marine mine is also a little higher as had a major claim 2 years ago. When another boat hit mine in a storm. Classed as no fault accident so effects both no claim.
One thing I can say is the claim process was easy with club marine and no problems with payout.



Oh how I wish, I was moored in Gawley bay and was hit by a vessel insured by club marine when it's mooring let go in a storm, the result was effectively go f*** yourself and if you wish to appeal this decision please contact Allister Leaper, contact # provided, Allister Leaper never answered calls or returned missed calls, I assumed that this was the name that was assigned to the office answering machine and that no one at club marine aka allianze insurance gives a f***.
Insure with Club Marine AKA Allianze Insurance at your own risk.



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"Insurance youi 0 : qvb 10" started by sirgallivant