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Survey for insurance

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Created by Donk107 Saturday, 18 May 2019
Donk107
TAS, 2098 posts
Saturday , 18 May 2019 6:01PM
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Hi all

I was talking to a mate today who is looking at buying another boat and he said that he wouldn't need to get the boat surveyed to get insurance on it as it was less than 20 years old and he had paperwork showing when the standing rigging was recently replaced

Is this correct as it sounds a bit strange to me

Regards Don

jacktheflyer
40 posts
Saturday , 18 May 2019 5:26PM
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Could be, but my insurance company has advised me they will be requiring a rigging inspection at 8yrs and an out of the water survey at 13 yrs. I insure with Nautilus, my boat is 9yrs old and my broker advises this year that other insurance companies have declined to quote without an out of the water survey.

It would pay to check.

Planeray
NSW, 126 posts
Saturday , 18 May 2019 8:19PM
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Always comes down to the individual insurer.

I'm through a broker to QBE, with a 1983 boat. Didn't need survey or certificate.

Bananabender
QLD, 637 posts
Sunday , 19 May 2019 11:35AM
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Select to expand quote
Planeray said..
Always comes down to the individual insurer.

I'm through a broker to QBE, with a 1983 boat. Didn't need survey or certificate.


Same here although Brokers letter (last year)states 1982 build cut off for surveys

Donk107
TAS, 2098 posts
Sunday , 19 May 2019 1:15PM
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Select to expand quote
Planeray said..
Always comes down to the individual insurer.

I'm through a broker to QBE, with a 1983 boat. Didn't need survey or certificate.



When me previous insurer Trident refused to insure my 1984 boat on a swing mooring anymore a couple of years ago I went to a broker and they insured me with QBE and said I didn't need to have survey carried out at the time but didn't rule it out for the future

As I was slipping the boat to antifoul I decided to get one anyway and give it to them so if there was a need to make a claim at least there was a record of the condition of the boat when the took it on so there would not be any questions of a pre existing and undisclosed fault

Regards Don

sunycoastguy
QLD, 176 posts
Sunday , 19 May 2019 9:19PM
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I went directly with QBE didn't need survey and was about $300 cheaper then going through a broker
1982 year boat on swing mooring

JobSheet
NSW, 1 posts
Monday , 20 May 2019 5:53PM
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Hi All
I'm new to Seabreeze but thought I might share my recent experience with boat insurance. I signed up with Panatanius about a year ago - all good. With the insurance renewel coming up I got an email saying the boat needed its 5 year out of water survey. This was the first I'd heard of it and was pretty cranky as I'd had the boat out of the water in November last year for an antifoul. Had I known the survey was required it could have been done then. Anyway so I shopped around and CGU looks pretty good. Premiums are about the same and they do: racing extension and you can sail solo after sunset and before dawn in open waters (Pana wont allow that).
Any thought on CGU??



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"Survey for insurance" started by Donk107