28 degrees credit card

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> 10 years ago

Shooting the breeze.

warwickl

NSW

2360 posts

warwickl

NSW, 2360 posts

28 Dec 2015 7:11am

I am considering obtaining the 28 degrees credit card for travel.
Is anyone aware of any issues or cautions?

Harrow

NSW

4521 posts

Harrow

NSW, 4521 posts

28 Dec 2015 9:08am

You should also check out the Citibank offering. At the time I got mine, it was a better deal than the 28 degree card. It depends on what promotions are on at the time with the various banks.

Kozzie

QLD

1451 posts

Kozzie

QLD, 1451 posts

28 Dec 2015 9:42am

warwickl said..
I am considering obtaining the 28 degrees credit card for travel.
Is anyone aware of any issues or cautions?

got one had one for ages now. worked well just be aware that negative ala -3000 is GOOD and positive +3000 is BAD been thinking getting rid of it for a nabgold card tho just so its more inline with my actuall bank accounts

ZaZz

89 posts

ZaZz

WA, 89 posts

30 Dec 2015 4:58pm

Travelled for a few months with this card earlier this year.
We had no problem, I recommend it. Of course some countries don't like international credit cards...
Strongly suggest to setup the monthly auto payment so you don't have to worry about it during your travels.

Mort67

TAS

423 posts

Mort67

TAS, 423 posts

30 Dec 2015 8:43pm

When i first got mine, it was great (it a was a Wizard Mastercard back then). No annual fee, no international conversion charge and as i recall no cash out fee. The cash out surcharge had been added since, i think the other features still ok(?). Used it on 2 Europe trips, no drama.

Dawso

NSW

72 posts

Dawso

NSW, 72 posts

31 Dec 2015 11:34am

28 degrees is is a good card also worth considering is the bankwest platinum

I have both, use one for purchases and the other I transfer additional funds on to it to withdraw cash while travelling.

kd

65 posts

WA, 65 posts

7 Jan 2016 9:11pm

Very good for overseas purchases - no fee's and excellent exchange rate.Not great for cash overseas like it was before.Best to let them know where you are going as they may block any overseas charges out of the blue.( happened to me on 2 occasions )

Citibank Visa Debit card excellent for cash from ATM's overseas but no charge back protection on purchases like the 28 degree Credit card.

Harrow

NSW

4521 posts

Harrow

NSW, 4521 posts

8 Jan 2016 10:45am

kd said..
.Best to let them know where you are going as they may block any overseas charges out of the blue.( happened to me on 2 occasions )

Citibank Visa Debit card excellent for cash from ATM's overseas but no charge back protection on purchases like the 28 degree Credit card.

Excellent point, and always have an alternative in case one gets blocked.

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