Best place to get a lone?

> 10 years ago
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kite killer
kite killer
NSW
114 posts
NSW, 114 posts
11 Mar 2013 2:14am
Was going to get a lone for around $60000 to pick up a new car but looking around at all the offers does my head in. Any way any good tips on whats going now? The good the bad and the ulgy.
theDoctor
theDoctor
NSW
5786 posts
NSW, 5786 posts
11 Mar 2013 2:22am


australia is a big place, don't have to travel far to be alone


but...

if you can't tell the difference between a lone and a loan

you're probably not the type of person who should borrow sixty grand to buy a friggen car
sameh
sameh
WA
310 posts
WA, 310 posts
10 Mar 2013 11:25pm
only advice ive got is unless you use it to make money, buy the cheapest car your ego will allow. worst investment you can make is a car. buy a cheap flat and rent it out, or get some shares.
MDSXR6T
MDSXR6T
WA
1019 posts
WA, 1019 posts
10 Mar 2013 11:26pm
Depending on the make and model, some dealers are offering crazy low interest rates at the moment.

Otherwise go see a loan broker. Its their job to find you the best loan and they can often negotiate a better price on the car.

Sure your going to loose money on it and its going to depreciate lots but lifes to short to be sensible all the time

Mark _australia
Mark _australia
WA
23695 posts
WA, 23695 posts
10 Mar 2013 11:35pm
$60K

definitely go a lone - nobody will want to be guarantor, which pretty much leaves you a lone.

or try an ulgy lone. They are pretty good.




ginger pom
ginger pom
VIC
1746 posts
VIC, 1746 posts
11 Mar 2013 9:10am
theDoctor said...


australia is a big place, don't have to travel far to be alone


but...

if you can't tell the difference between a lone and a loan

you're probably not the type of person who should borrow sixty grand to buy a friggen car


That is gold
GalahOnTheBay
GalahOnTheBay
NSW
4188 posts
NSW, 4188 posts
11 Mar 2013 9:25am
A loan for a $60k car eh? That sounds like a good idea... or not.

Check out what that car will really cost you at www.yourmortgage.com.au/calculators/

As for best rates, you could start at www.ratecity.com.au/car-loans
gibberjoe
gibberjoe
SA
956 posts
SA, 956 posts
11 Mar 2013 9:26am

you could get a lone...Great Wall, sorry, get two.....Great Loan!
saltiest1
saltiest1
NSW
2575 posts
NSW, 2575 posts
11 Mar 2013 11:18am
60k just for a car?? unless its for work a healthy @%*! that is in order.
evlPanda
evlPanda
NSW
9207 posts
NSW, 9207 posts
11 Mar 2013 11:54am
theDoctor said...


australia is a big place, don't have to travel far to be alone


but...

if you can't tell the difference between a lone and a loan

you're probably not the type of person who should borrow sixty grand to buy a friggen car


Take it easy. Just sounds like a kiter wants to lend some money.
Mark _australia
Mark _australia
WA
23695 posts
WA, 23695 posts
11 Mar 2013 9:14am
^^^ nah he wants to loan some money
d1
d1
WA
304 posts
d1 d1
WA, 304 posts
11 Mar 2013 10:13am
^^ or is it "borrow" ?
Mark _australia
Mark _australia
WA
23695 posts
WA, 23695 posts
11 Mar 2013 1:34pm
d1 said...
^^ or is it "borrow" ?


I assumed that was the point panda was subtly getting at so I also... oh nevermind .... if you have to explain it...
da vecta
da vecta
QLD
2515 posts
QLD, 2515 posts
11 Mar 2013 3:56pm
Were you going to borrow him some?
MDSXR6T
MDSXR6T
WA
1019 posts
WA, 1019 posts
11 Mar 2013 1:59pm
saltiest1 said...
60k just for a car?? unless its for work a healthy @%*! that is in order.


But 60k isnt even *that* much for a car these days. Heaps of hsvs, beemers, landcruisers etc etc floating around the streets of Perth.

Borrowing 60k might seem like a lot but plenty of young blokes in perth (who also have bad spelling) have 60k cars. All financed of course but who cares, not my money
Pugwash
Pugwash
WA
7733 posts
WA, 7733 posts
11 Mar 2013 2:02pm
What kind of car are you going to buy Can I borrow it every second weekend If I can, maybe I can come to the bank with you and tell them that you are good for the repayments.
ginger pom
ginger pom
VIC
1746 posts
VIC, 1746 posts
11 Mar 2013 5:51pm
Is there some measure of vanity that is basically measured in the number of weeks it takes you to earn the value of your car?
RPM
RPM
WA
1549 posts
RPM RPM
WA, 1549 posts
11 Mar 2013 4:29pm
got a pathfinder 2004 for $10k in tip top cond!

Pearl White, never missed a beat.

Mark _australia
Mark _australia
WA
23695 posts
WA, 23695 posts
11 Mar 2013 5:11pm
RPM said...
got a pathfinder 2004 for $10k in tip top cond!

Pearl White, never missed a beat.




Can I lone it on the weekend I wanna get down a soft beach

doggie
doggie
WA
15849 posts
WA, 15849 posts
11 Mar 2013 5:17pm
Mark _australia said...
RPM said...
got a pathfinder 2004 for $10k in tip top cond!

Pearl White, never missed a beat.




Can I lone it on the weekend I wanna get down a soft beach




Stick with the Challenger
Mark _australia
Mark _australia
WA
23695 posts
WA, 23695 posts
11 Mar 2013 6:51pm
doggie said...
Mark _australia said...
RPM said...
got a pathfinder 2004 for $10k in tip top cond!

Pearl White, never missed a beat.




Can I lone it on the weekend I wanna get down a soft beach




Stick with the Challenger


Now it has 2L of fish oil underneath it, I reckon "stick" will be the word
HighPressure
HighPressure
NSW
13 posts
NSW, 13 posts
11 Mar 2013 9:58pm
The best way to get 60k is to ask me. But first make a deposit into my account of some simple transfer fees and just enough to cover some basic legal details and I will arrange a loan - nice and easy!
Pitbull
Pitbull
WA
1267 posts
WA, 1267 posts
11 Mar 2013 9:24pm
Why is your email in Nigeria?
evlPanda
evlPanda
NSW
9207 posts
NSW, 9207 posts
12 Mar 2013 4:58pm
tmurray said...
http://barefootinvestor.com/free-cars-buying-plan/

Read this before dropping 60,000 on a toy.



That is fantastic.

I came here to write the first part of his article, the actual cost of a new car,
but had never even considered the latter part of his article; a truly excellent method.

...although I'd suggest, if you have a mortgage, put the money against that instead. It is a guaranteed n% return, and tax free. The markets have been kinda dodgy the last five years. Then withdraw the extra money you've been putting against your mortgage when it comes time for a "new" car.
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