You gotta be s...ing me Milk, you are sounding like a RR jet engine with all that grouchy grumbling.
I couldn't care less if you caved in your skull because you don't/wont wear a helmet.
However I do care about:
Bugger the impact it has on direct family members should you be in a vegetated state from a head trauma. Bugger the medicos who will try to patch you up and save your selfish life. Bugger the emergency workers who have to clean up your selfish mess after an accident. Bugger the tax payer who has to shell out for selfish people like you to be looked after for the rest of your miserable life should you be incapacitated.
Bugger the fellow citizen who hits the hospital in an emergency, who's life is then impacted due to a selfish person who didn't wear a bloody bike helmet, who is taking up precious resources.
I could just about bet you wouldn't pull that stunt on a building/mine/worksite when told to wear your safety gear, they would fire your coit in a second.
Harden up sunshine, wear your inexpensive helmet and be safe for a bloody change and stop whinging.
PS I have my nephew still alive happy and well, because his bike Helmut took the impact of his skull hitting the kerb, and not his raw head when a driver miscalculated an overtake on a corner.