Eeeuoo! tripple bummer - job, cash and you can't even kite or windsurf.
I hope your luck has changed and the foot recovers properly.

Broken wrist, learning to kite. Plate and pins... not so bad.

DP

30% crush fracture of L2 vertebrae from car Vs bicycle (I was in the wrong). 10 weeks in a pubes to neck body brace (no surgery) spending 22hrs/day flat on my back with no pillow and standing to eat. Literally 13mm shorter than I used to be! 15yrs on and sitting here I can feel it - flares up with basic stuff like sweeping and gardening or too long at the desk. Lucky though - I dodged the wheelchair.

55mm tear of the peronious brevis tendon in my left ankle after mis-landing a back-hand floater on a 2ft dumpy shore break. Let it go for four years (misdiagnosed a chronic sprain that was not rested properly - as I did it in the middle of a house reno, so was up and down ladders etc) and then when I could hear my ankle clicking when walking the dog I had surgery to repair. 3yrs later I am 95% OK, but cannot drive a manual for any length of time and still have pain if walking hills or lots of steps...

Separated my little finger on my left hand by clipping a pole whilst cycling at around 30+ kmh. Broke my hand in 3 places at the base of the finger...so the finger was king of 'floating'... ended up with a hand the size of a half football and once the swelling had gone down ended up in a fibreglass splint for a month. A little tender as the surgeon pushed the finger back in place (no surgery). He used pain as an indicator that he had it back in the right place!

I snubbed my toe once when I was young!..... But hey compared to a Shark chewing off half your leg leaving a bone hanging out with torn muscles flapping in the water begging the next one to have a go....WTF........kill all the sharks with teeth.