Had just got back from gunna after nice wave sail and hung out 2 wetsuits 1 spring and 1 new ripcurl 3/4 had for 6mths and some mongrel took-it from my clothes line at least he left my harness anyways what is a good insurer too go with for wind surfing gear and do they pay up when **** happens any advice cheers

Most house insurance covers non-specific items up to a limit of about $1000 per claim.

You can nominate specific items for an additional premium.

Unless the item is very expensive it is not worth nominating. You get stung with excess and depreciation and stuff.

The best thing is to buy your gear, use, abuse it, take care of it, wear it out, replace it.

it's worth clarifying beyond any doubt what the windsurfing equipment is when taking out new home/contents insurance. After hours of ringing around different companies, who off-the-cuff said the windsurfing equipment would be covered, once I described what the items were in detail, and once they understood what it actually was, and them going away to talk to a supervisor / re -checking their PDS, it turns out they would not cover them whatsoever.

not sure if it works differently in other states, but in qld;

nrma = no
racq / racv = no
gio = no
aami = no


suncorp and allianz were the only two qld home/contents insurers who agreed to cover it. suncorp with less fuss than the other

Cheers

$2200 a year for insurance I'd be putting the money in the bank

thats a couple very expensive wetsuits every year or replace all ya gear every 5yrs