Neddero said...
Yep, most of the time accidents won't be too bad,
One of the accidents that caused the 'bump' in AKSA membership fees a few years back (when fees went from $65 to $125) was an accident that happened here in Perth - at Scarborough in fact.
The specifics escape me, other than the fact that a swimmer was hit in the face by a kite board. There was close to $100K in medical expenses. Luckily for the kiter, s/he was an AKSA member & the PL insurance covered these expenses. It goes without saying it was unfortunate for the swimmer concerned.
Red thumb me if you want, but that $125 is money well spent IMO.