Great Stuff AKSA

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62Davo
62Davo
NSW
93 posts
NSW, 93 posts
13 Mar 2013 9:51am
Great news, Thank you for the improved insurance policy now provided to AKSA members. Policy now includes a personal injury component at no extra cost.
grillsy
grillsy
QLD
31 posts
QLD, 31 posts
13 Mar 2013 11:18am
+1 for 62Davos comment....
speller
speller
QLD
131 posts
QLD, 131 posts
13 Mar 2013 10:14pm
I note excess is $2500 - anyone know what it was before?
puppetonastring
puppetonastring
WA
3619 posts
WA, 3619 posts
14 Mar 2013 12:04am
grillsy said...
+1 for 62Davos comment....


+2. But it's KA now. Kitesurfing Aust.
Flying Kiwi
Flying Kiwi
WA
258 posts
WA, 258 posts
14 Mar 2013 8:12pm
Excess was $5000 in 2010-12, so it reduced for the current policy

Before that it was $1000, and there were several cases of the kiter involved either not paying it or taking a couple of years to pay it (this is for injury claims up to $110,000), so the excess was increased by the insurance company. In a few cases the state associations paid the excess as the kiter had disappeared or left the country.

So when you consider that you could be up for $100,000 or more if you cause a serious injury to someone, the $2500 excess does not seem too bad to use the AKSA policy.
puppetonastring
puppetonastring
WA
3619 posts
WA, 3619 posts
15 Mar 2013 7:44pm
Tough to swallow but 100's of thousands or $2.5 thousand ?? !! Ill happily take the $2500 option please.
But apart from thinking of just your own house & car & future wages ....... How about considering the poor innocent beach walker who happens to be in the wrong place at the wrong time.
With KA cover the dudes got a future. Without it he is reliant on what assets can be seized and what a % of your income for life will cover.
I don't want that guilt trip on my plate for life.
FFS its only the cost of an average tank of fuel & everyone is covered.
sebol
sebol
WA
753 posts
WA, 753 posts
15 Mar 2013 7:57pm
What a load of %^&8, worse case scenario in an accident with a kite is a bad line cut or maybe a broken arm or something (talking to a third party here).

Hardly a life changing injury, the dude doesn't need a future he needs to be compensated for 4 weeks off work at the most.

However with the yankee mind set he will milk it to the core and probably get a 500k payout.

Not against the insurance and I will sign up as we have no choice with all the greedy $%^& encouraged by ambulance chasing lawyers but I just find it so sad.

Neddero
Neddero
NSW
74 posts
NSW, 74 posts
15 Mar 2013 11:48pm
sebol said...
What a load of %^&8, worse case scenario in an accident with a kite is a bad line cut or maybe a broken arm or something (talking to a third party here).

Hardly a life changing injury, the dude doesn't need a future he needs to be compensated for 4 weeks off work at the most.

However with the yankee mind set he will milk it to the core and probably get a 500k payout.

Not against the insurance and I will sign up as we have no choice with all the greedy $%^& encouraged by ambulance chasing lawyers but I just find it so sad.




Yep, most of the time accidents won't be too bad, but i think it's naive to think that serious kite accidents won't happen... And, in the scheme of costs related to kiting, the insurance/membership is practically immaterial... I'm just happy we have a group out there organising this stuff for us.

Oh, and paying for medical costs + 4 weeks off work for some dude clobbered on the beach by a kite is probably not as cheap as you think, I'm guessing more than 2.5k...
MDSXR6T
MDSXR6T
WA
1019 posts
WA, 1019 posts
15 Mar 2013 9:32pm
Admittedly I haven't looked at the policy details but does it cover time off work or only medical fees?

Juddy
Juddy
WA
1103 posts
WA, 1103 posts
16 Mar 2013 12:42am
Neddero said...

Yep, most of the time accidents won't be too bad,


One of the accidents that caused the 'bump' in AKSA membership fees a few years back (when fees went from $65 to $125) was an accident that happened here in Perth - at Scarborough in fact.

The specifics escape me, other than the fact that a swimmer was hit in the face by a kite board. There was close to $100K in medical expenses. Luckily for the kiter, s/he was an AKSA member & the PL insurance covered these expenses. It goes without saying it was unfortunate for the swimmer concerned.

Red thumb me if you want, but that $125 is money well spent IMO.


arloj
arloj
WA
237 posts
WA, 237 posts
16 Mar 2013 1:58pm
If you were ever wondering whether insurance was worth it or not just an hour ago at pt Walter I witnessed a Kiter fail a launch, kite rolling along the small stretch of sand, 3 kids standing near by, 2 kids duck the smallest kid cops 2 lines to the neck I asked him if he was ok, being a tough little man he said yeah but was obviously shook up about it, the only thing saving him was the lack of wind.

Same Kiter had someone holding the kite, unhooked completely, gave the bar to a lady friend (no harness) went to the kite where the person was holding it an secured the kite himsel******ifferent way to land I guess.

Neddero
Neddero
NSW
74 posts
NSW, 74 posts
17 Mar 2013 3:33am
Juddy said...
Neddero said...

Yep, most of the time accidents won't be too bad,


One of the accidents that caused the 'bump' in AKSA membership fees a few years back (when fees went from $65 to $125) was an accident that happened here in Perth - at Scarborough in fact.

The specifics escape me, other than the fact that a swimmer was hit in the face by a kite board. There was close to $100K in medical expenses. Luckily for the kiter, s/he was an AKSA member & the PL insurance covered these expenses. It goes without saying it was unfortunate for the swimmer concerned.

Red thumb me if you want, but that $125 is money well spent IMO.





Did you read what I wrote?
stabber
stabber
NSW
1114 posts
NSW, 1114 posts
17 Mar 2013 11:44am
can I have a link to the insurance please. I have let my membership go, but now I want it again.

I must admit I'm lucky out here on Southy, not many spectators... But there was this one time(at band camp) when I hit a little fella on the beach... KO'ed him pretty bad. No-one saw it happen so I just dug a hole in the sand and chucked him in it.....To this day I have some regrets.

Blo ody penguins they always get in the way!
eppo
eppo
WA
9793 posts
WA, 9793 posts
17 Mar 2013 10:12am
stabber said...
can I have a link to the insurance please. I have let my membership go, but now I want it again.

I must admit I'm lucky out here on Southy, not many spectators... But there was this one time(at band camp) when I hit a little fella on the beach... KO'ed him pretty bad. No-one saw it happen so I just dug a hole in the sand and chucked him in it.....To this day I have some regrets.

Blo ody penguins they always get in the way!




Ha ha man the isolation has taken its toll stabber! I'm sure the little fella went out in a way he'd want it. Better to bust than rust. Imagine that landing on KSA s desk....lol
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