Renewal time. With NRMA now and they do not cover fabric ariel sports equipment (eg kites) so time for a switch. Who whould you guys recommend. Any claims good/bad.

I changed from RAC to AAMI for that exact reason. No complaints... But no claims yet either :) Gear covered in car while at the beach.

Simon.

Apia
Over 50s
Pensioners
Interesting
Lets know the results

zzzzz said...
Apia
Over 50s
Pensioners
Interesting
Lets know the results

Yeah I'll have to check it out as my gear lives at my folks place

I'm with AAMI and made a claim years ago when a board was stolen off the beach.

No problems claiming as I have portable goods insurance. Covers anything from golf clubs, to kites, iPads, laptops etc.

It's limited to $1000 per item though.

Odkite said...
i'm insured with NRMA and i was told that my kite gear would be insured...

What you are 'told' & what 'happens when u claim' can be exact opposites.
If its not in writing consider it not covered.

Better not to ask is it covered. Better to ask "Can you direct me to the clause/s which relate to my kites (or whatever) being covered".
Then look & check. If its not crystal clear ask for clarification in writing. If they are confident in their verbal claim that its covered they will be all too keen back it up - in plain English.

Have had all my water sports equipment insured with qbe home insurance under specified items. Cost approx 300.00 a year whether in my car on the beach at home etc
Yes I made a claim and had no dramas at all
The 300 a year also includes all my camera gear, laptop, sups etc
It's peace of mind in my opinion

I'm with GIO. They don't cover my kites at all. They cover all my boards and my windsurfing sails, but not the kite? Go figure?

snoopy said...

Markie said...
Suncorp won't cover kite gear.

I'm with Suncorp and they are covering my gear (not in use) only if it's stolen from the car or beach anywhere in australia.

The terms from memory are home and contents insurance + "kite surfing gear" up to the value of $3000.

x2

WillyO said...

snoopy said...

Markie said...
Suncorp won't cover kite gear.

I'm with Suncorp and they are covering my gear (not in use) only if it's stolen from the car or beach anywhere in australia.

The terms from memory are home and contents insurance + "kite surfing gear" up to the value of $3000.

x2

Well my experience from may 2011........

I rang them to see if kite gear was covered and was told it wasn't, not even whilst at home under contents.

I was told I could take out additional cover for about $9.50/mth which would cover it whilst stored in car, home or while on the beach but not in use. I took out the extra cover and paid the extra upfront pro rata until the renewal date of the policy.

Not too long after I lost a bar. I rang them up to see if it might be covered and they told me that kitesurfing equipment is absolutely not covered and cancelled the additional cover and refunded me the payment that I had made.

I was pretty pissed....once the renewal time came round I signed up with Westapc.

Maybe they have changed since last year but be careful if you don't have it in writing.

Markie said...

WillyO said...

snoopy said...

Markie said...
Suncorp won't cover kite gear.

I'm with Suncorp and they are covering my gear (not in use) only if it's stolen from the car or beach anywhere in australia.

The terms from memory are home and contents insurance + "kite surfing gear" up to the value of $3000.

x2

Well my experience from may 2011........

I rang them to see if kite gear was covered and was told it wasn't, not even whilst at home under contents.

I was told I could take out additional cover for about $9.50/mth which would cover it whilst stored in car, home or while on the beach but not in use. I took out the extra cover and paid the extra upfront pro rata until the renewal date of the policy.

Not too long after I lost a bar. I rang them up to see if it might be covered and they told me that kitesurfing equipment is absolutely not covered and cancelled the additional cover and refunded me the payment that I had made.

I was pretty pissed....once the renewal time came round I signed up with Westapc.

Maybe they have changed since last year but be careful if you don't have it in writing.

i was told they wouldnt be covered unless they were specifically listed on the policy with their values. so i have all my gear listed on the policy and they are covered whilst at home and in the car.