The current insurance excess of $5000.00 is excessive.
Assume there is a minor accident which is not the kiter's responsibility but under this no-blame policy a payout is agreed of $5000.00 - I would not feel insured I would feel ripped off.

I would be far more comfortable with an insurance excess of under $1000.00
I would be prepared to fork out more to achieve that.

Is it possible to have a sliding scale of an individual's liability under this scheme.. higher premium - lower liability?

If I have to investigate this - can some one point me to the start of the path??

Thanks

Aquaplow.

Or conversly...have all your assets in your partners name, so no-one can touch you financially...

stabber said...

Or conversly...have all your assets in your partners name, so no-one can touch you financially...

what if she works out i'm an arsehole and takes the lot instead of just 1/2 ???
probbly a little over 5k anyway

brooksy said...

Plow,
Suggest you do the call around, you'll soon find out just how expensive insurance is. Moral of the story is kite safe, have less claims and we'll all pay less.

They are all sharks! I did call a few ins. brokers here in Perth and never got any feedback.
Millions of ppl go skiing each year around the globe, they are not paying so excessive policies when you think for a skiing trip u pay $100 ins. all included and ski 8-10hrs day/10 days. Which is 80-100 hrs for a season.

Last season being on the water probably less than 20-30hrs...We means sponsoring others who are much more on the water than average Joe. Sounds like Socialism, working class sponsoring Party members.

its because of learners who have no idea that go and practice kiting in the wrong conditions like when its offshore