hey dude

man in new zealand i know a couple of guys that actually took out insurance on their kiting gear, it is actually classed as boat insurance believe it or not the kite being the sale board the boat? i didnt take the insurance out myself but i know that they where covered if anything was ever stolen for any repairs needed or breakage even in the event of use. So it might b worth giving a couple of the insurance companies a call and seeing if it can go that way.. i might do the same myself

Buy a t shirt and a texta and write on it...IAM RESPONSIBLE FOR MY OWN WELL BEING AND ALL MY GEAR AND IF IF I HURT SOMEONE OR MYSELF I AM AT FAULT...Then put it on...
For christ sake take responsibility for you own actions and learn the lifestyle. Dont bring insurance companies into your lack of learning.

quote:

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Originally posted by lurch

Buy a t shirt and a texta and write on it...IAM RESPONSIBLE FOR MY OWN WELL BEING AND ALL MY GEAR AND IF IF I HURT SOMEONE OR MYSELF I AM AT FAULT...Then put it on...
For christ sake take responsibility for you own actions and learn the lifestyle. Dont bring insurance companies into your lack of learning.

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Lurch the guy is learning and he is being responisble. He is looking out for his family other beach goers and has had lessons. Its you mate that are responsible for yourself being such a tosser on this forum. Geese-lousie give the guy a break.

Back to the topic,

I know you can get your gear covered against theft from your car with your home and contents insurance. Wouldnt life insurance cover yourself? and health insurance cover being rescued/medical bills? In Queensland being rescued is covered under ambulance which we pay with our rates, so its free... well kinda.

Good luck Fooosh!

there are a number of places that will help you with 3b via income protection plans. might cost u more when u tell them u are kitesurfing.

@ silviu:

They will take your money from day one, but when it comes to a payout - you can forgetaboudit.
[}:)]

I suggest getting private health insurance. I'm regretting that i dont have it now. I need to go and get Arthroscopic hip surgery and at the moment, i am looking at a figure in excess of 6 grand. Something i cannot afford. If you are smart you will get some.

Public health system? nah cant use it, my sports doc reckons that there are unly a handful of specialists in the country that can do the bloody surgery. Meh, thats life. I'll keep kiting till it stops being an elective surgery or i save the money.

Hey newk good find on that floaty thingy. Just think Ide rather watch my board float away than attach a floatie to it. I know "You shouldnt worry about what people say" and "as long as your having fun" and all that but, You have one go at life and when your gone people will remember you as "floaty board guy".

This ones free, could't ask for 2 cents

RE:BOARD FLOATING AWAY.... One mistake that can lead to a board getting lost is the lack of "body dragging technique" and "the time factor".I ,like most, hell bent on getting on the board, skipped alot of the body dragging stage and had to re-learn latter, because I sucked at it, Practice, Practice ,Practice.

As soon as you become seperated from your board, start your body dragging, have a quick look to see if you can locate your board, but if it's not seen quickly , just start the body drag. Count 20 sec each way and keep at it, 99% of the time, it will appear.

If the underside of your board is a dark color, paint your fins flouro orange, sticks out like "dogs nuts".

Don't know about the floaty thing, what's next, "Air bag's"

steve

Devil,

You pretty right when it comes with the gear, I said it once, however, listen to this:
You don't know when it comes!!! After 7 years of spotless record (no accidents just some little grazings and scratchings) in December I've got it BIG - dislocated shoulder, ambulance, hospital (public).
Ambulance bill: $1200 - paid by the ambulance insurance $60/year you do the the accounting
Got to hospital (public) they were expecting me as I lost blood supply in the arm so I was an "emergency" up to the point when the shoulder slipped back in the socket. Than... 4 hours to get an X-ray, another 2 hours to get tghe "verdict" something is broken you have to go home!!!! and come back in 10 days to be seen by Trauma Centre. 10 days later: we cannot do anything you have to have a MRI, got booked in another 7 days, than rescheduled (the machine was due for "gas replacement") 3 days later. Finnaly arrived on 29 December (18 days of excruciating pain) back to Trauma Centre: you know we don't have ashoulder specialist you will have to come back on 15 of January.
Got p.o. went private to the best shoulder specialist, got the surgery already scheduled (when it is convenient for me).
The bill: $300 out of pocket vs $7500 for the surgery, hospital fees, and physio fees. And I have only smart combination private insurance, which is around 250 a quarter.
I heard all those theories, "save the premiums and spend them when you need"...
C'mon... give me a break, who's saving money for unforseen accidents? We all say: it will not happen to me!
So, it's you choice not to get private insurance, so get to the public system - it will fail you big time, you will be in pain, and will have to wait.
However, if you are a "sado", that may get you "pleasure".
Believe me, better safe (insured) than sorry (in pain).

quote:

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Originally posted by KiteDevil

Doppledoodle:
The question was insurance, and insurance is nothing but crap. Go and spend $1000 a year on private health insurance and then the rest when you see the actual bill. Go for it. Get insurance on all your gear... go on do it. Yeehaa. Then go and claim it when it gets lost/stolen/busted, you'll find out then, how much fun insurance is.
Hell why not get a lawyer then to sue the insurance company. WoW! What a hoot! We can be like America and sue each other for slipping over and accidentally smelling a fart.
Oh and laugh a little DD.

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"Doppledoodle aye", hmmmm, given the translation for the german word "Doppel" means double, and doodle could be interpreted as "d$ck". I'm being called "two dick's", damn, I think i'm flattered

Personal Injury insurance is a personal choice, I'm single and dont have it,"may'be I should", but like Lurch has stated:"Personal health insurance is vital when you are responsible for your lovrd ones".I'm single, if I go and bust myself up, that's "my bad",I'll live with it.I'm a member of ASKA only, which suits MY purposes. When I had a wife and kid's and I was the sole breadwinner, I did have insurance.

Steve

Kitedevil,

And if while you totalled your car and the porshe, you snapped your neck and had a long road of physical therapy at $200 an hour which you could not afford what would you be saying then? "damn i wish i was insured"

What if you were out kiting and you got hit by a sudden 45knot freak gust in the middle of a kiteloop and landed on your head?

I don't have insurance, but it is the first thing im going to be getting on my next day off. It's a personal choice, and fine if you dont want it, but dont bag it out for other people. Me i'd rather be safe in the fact that if something happened and i was unable to work, there would be something there to back me up.

Cheers,

G.

Now it's windy out there.
So remember, injury any way is not good
But it's easier, faster and in a way more pleasant when you have private insurance.

"Yo GOD, give the devil some wind, geeeezus"