thorn said...
Regardless of what you use always make sure you have travel insurance. My friends kites were destroyed by Qantas conveyor belts and no payout was issued. As he had no travel insurance it was a very expensive holiday.
Don't pay for travel insurance unless you have written answers to specific questions. 'will this policy cover checked luggage damage while in airline's custody' etc.
Never assume you're covered until you have read every line of fine print.
Most travel insurance will *only* help if you have a serious medical problem.