I have done a bit of a seach and cant really find the info I'm looking for so thought I would put myself out on a limb and ask the forum about insurance.
Each time the topic comes up there is numerous replies with the theme: rip-off, deal-with-it, and take your own responsibility: and I assume I will get all of these and more. I basically cant afford to lose all the gear and start again

But, before I do the big ring around, can people advise what they have found to be best for-
1. theft/loss/damage insurance- Home and Car. (I have found HBF home and personals insurance doesnt cover kite or board as it is defined as an arial device, funny, I am not really at that stage yet!).
2. Travel insurance- I am off on a kiteboarding holiday soon, and cant really get an assurance about cover for the gear.
3. liability insurance- I assume AKSA/WAKSA.
4. Personal health insurance- I'm pretty sure any sporting injury is covered.
5. Income insurance- this I know is covered for kiting without extra premiums in the few companies I have checked out.

It would be great if I can get all this info in one place- here!

Regards to all,

Nic

CGU just replaced all my gear. It was covered under my household insurance and was stolen from my Garage in our appartment complex basement. There was no issues they replaced my boards and kite plus a host of other gear that was stolen. Making a claim was easy I had everything replaced within 10 days. It would be hard to go past them. Also have vehicles insured with them and again claiming is a peice of cake. I don't know if they are the cheapest or not but they have been so good, i don't care.

I use AAMI for insurance and it they cover the gear it in the house but due to the cost of kite gear I got an extra insurance rider to cover it when it's not in the house. I'm sure there's away around it if your smart but i did it for peace of mind.

I did a heap of research into this recently and I'm with Rusty. Last week I signed up with CGU. They aren't the cheapest, but they have a very good coverage for sporting equipment. I got contents and special valuables insurance cover. Cost's me $850 per year. This cover's our house contents, wedding rings, lap tops, camera and kites any where in Aus and NZ. For any lose or damage even if we do it. Eg if the little guy pulls over the TV and it breaks it's covered. My kites are covered every where except when in actual use.

Most other companies only cover sporting equipment when it is in the house. Not in your car.

G.

CGU all the way. Lost board out to sea. Lodged claim, replaced within two weeks with a brand new board ($100 excess that can be lowered for extra premium). No hassles, great service.

Must have the top cover option though.

Make sure you have receipts of recent photos of all equipment to assist with claim.

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Originally posted by GranG



...also professional does not mean you cannot compete in a WAKSA event - you still can, as long as you are not paid to ride

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Yeh! QBE defined a professional event as any event offering prize money.
However most kitesurf events offer insurance through assoications like AKSA, WAKSA, IKO, KPWT & PKRA