Hi all,

Just realised the other day I have thousands of dollars worth of kite gear now..
completely uninsured, and I can open the drivers side door of my ****box with a stick. This is probably not a good combination..

Plus I'm always driving to work/uni, leaving it in the back so I can make a quick escape at the end of the day. Always leaving gear on the beach while I'm out too. Starting to get a bit paranoid!

Obviously most of you guys have even more $$ worth of gear. Do you insure it?
If so with what policy, what are the premiums and what does it cover you for.
Any good news/bad news stories with insurance companies?

When I raced sailing dinghies everything was always insured, even for breakages. Lets just say most people made A LOT of claims! I don't think the insurance companies spent to much time doing there risk assesments on this one...

Great, Might call the house insurer and see what the deal is.
Cheers!

what about for those guys that don't have a house. Anyone found something else?

andrewm said...

I had contents insurance with SGIO, I went in yesterday to add my kites / surfboards as a specific portable extra (i.e covered outside the house in the car)

They said kitesurfing was not covered at all, even inside my house! and that I would need to take out marine (boat) insurance...

so i cancelled and called up CGU and they said kite gear was fine. so its now covered all over oz and overseas for up to 90 days. My only concern which i have to clarify with them is that they say they dont cover water craft over 4m which might give them a reason not to pay if they argue the bar+lines are part of the kite.

yeh man look into that - insurance companies will **** you hard if they can.

Does anyone have car insurance that covers gear when its in the back of their car? that would be sweet cause my home and contents only covers it when its at my house, and I frequently leave it in my car while at work.

andrewm said...

I had contents insurance with SGIO, I went in yesterday to add my kites / surfboards as a specific portable extra (i.e covered outside the house in the car)

They said kitesurfing was not covered at all, even inside my house! and that I would need to take out marine (boat) insurance...

so i cancelled and called up CGU and they said kite gear was fine. so its now covered all over oz and overseas for up to 90 days. My only concern which i have to clarify with them is that they say they dont cover water craft over 4m which might give them a reason not to pay if they argue the bar+lines are part of the kite.

might also want to clarify when its insured. AAMI says only while not inuse, so if you stack it and blow the kite up it wont be covered

Has to be locked up and there has to be prof of a brake in . ( if you get it stolen smash a window your self too be sure ) had a bike once was insured got stolen cause it was a trial bike had no steering lock .... insurence didnt cover cause it wasnt locked they are real you know whats when it comes time for them too pay .

So AAMI goes pretty good for the rest of the contents insurance? ie stuff in the house. I've never had any insurance before due to poorness and unwillingness to do the research. Seabreeze will provide the knowledge i need.


Kite Devil. nice idea

Got my kite gear specifically listed on the home contents insurance. Can't remember the additional cost, but it wasn't much at all.