insureing your gear

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> 10 years ago

General Gear Reviews Newbies The Hookup Foiling Lost & Found WA NSW QLD SA VIC TAS

madmick199

2 posts

madmick199

2 posts

19 Apr 2009 6:20pm

dose anyone know which compenys will insure your gear been looking abd aami wont and neather will suncorp if anyone has there gear covered on there comtence insurence can you let me know who you use

snoopy

NSW

116 posts

snoopy

NSW, 116 posts

19 Apr 2009 8:37pm

Mate i'm with suncorp and they insure my gear. Mind you they also insure my car and contents. Did a deal with them on my KS gear, it's insured Australia wide.

Cheers

Random

QLD

68 posts

Random

QLD, 68 posts

19 Apr 2009 9:52pm

Make sure you read the fine print.....suncorp would insure my kite but you can't claim if it was in use!!! Not much point in that!

myusernam

QLD

6160 posts

myusernam

QLD, 6160 posts

20 Apr 2009 9:07am

cgu blue ribbon accidental damage. most insurance policies wont cover whilst in use, but will cover for loss, accidental damage or having your ****e taxed out of the back of the ute, even if unsecured.

murf

478 posts

murf

SA, 478 posts

20 Apr 2009 9:12am

CGU Blue ribbon is the way to go. I had some equipment stolen from my car and there was no dramas with the claim at all. The even paid out within 7 days!!

Ryland

1222 posts

Ryland

WA, 1222 posts

20 Apr 2009 7:59am

murf said...

CGU Blue ribbon is the way to go. I had some equipment stolen from my car and there was no dramas with the claim at all. The even paid out within 7 days!!

what does that cost a month

superlizard

VIC

702 posts

superlizard

VIC, 702 posts

20 Apr 2009 10:09am

Yeah, i'm with CGU, and just added sporting goods to be covered for accidental damage as part of the "home & content" cover. The premium ended up being only little bit extra - can't remember exactly but like maybe 10 or so bucks more per month.

I damaged my board this year, and claimed it based on accidental damage, and they paid out for the brand new board.

cRAZY Canuk

NSW

2528 posts

cRAZY Canuk

NSW, 2528 posts

20 Apr 2009 10:27am

Most insurance companies only cover it if it's in your unit once you take it out or ou tit in the car it's not covered. We're with AAMI and we have an extra "rider" for our kite gear, covers it anywhere world wide which is good if you travel.

lostinlondon

VIC

1159 posts

lostinlondon

VIC, 1159 posts

20 Apr 2009 2:52pm

Random said...

Make sure you read the fine print.....suncorp would insure my kite but you can't claim if it was in use!!! Not much point in that!

That just means if you damage your kite while using it you can't claim it on insurance, which I think is fair enough! If it gets stolen out of your car then it would be covered. No insurance is going to cover gear against theft if it is left unattended on the beach.

Danger Mouse

592 posts

Danger Mouse

WA, 592 posts

20 Apr 2009 1:19pm

cRAZY Canuk said...

Most insurance companies only cover it if it's in your unit once you take it out or ou tit in the car it's not covered. We're with AAMI and we have an extra "rider" for our kite gear, covers it anywhere world wide which is good if you travel.

When I was shopping around for Home and Contents insurance I found this was not the case. I had exactly what was covered explained to me. If you get the added insurance it covers accidental loss or damage of your stuff (mobile phones was the example I was given) outside of your house or wherever you are.

D

myusernam

QLD

6160 posts

myusernam

QLD, 6160 posts

20 Apr 2009 5:29pm

lostinlondon said...

Random said...

Make sure you read the fine print.....suncorp would insure my kite but you can't claim if it was in use!!! Not much point in that!

That just means if you damage your kite while using it you can't claim it on insurance, which I think is fair enough! If it gets stolen out of your car then it would be covered. No insurance is going to cover gear against theft if it is left unattended on the beach.

wanna bet? cgu blue ribbon accidental damage. will cover things that are lost or stolen wherever. Just not whilst in use.

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