3rd party Insurance for small boat

3 years ago
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gregwho
gregwho
NSW
163 posts
NSW, 163 posts
4 Apr 2023 7:08am
I've bought a Nacra 16 square and hope to get some help from the local sailing club in learning how to rig and sail it. They require $10 M 3rd party insurance. Any advice where I can get that at a reasonable price?
cammd
cammd
QLD
4462 posts
duncansayers
duncansayers
65 posts
65 posts
4 Apr 2023 9:45am
gregwho said..
I've bought a Nacra 16 square and hope to get some help from the local sailing club in learning how to rig and sail it. They require $10 M 3rd party insurance. Any advice where I can get that at a reasonable price?



If you're paying for home and contents insurance, these policies often come with a 3rd party liability cover that covers you beyond your home, for injury to persons and damage to 3rd party property. Often these policies exclude incidents that occur when operating a powered vessel, or a vessel over a certain size. They might exclude activities during professional sporting events...etc etc. If you have this type of insurance, you might find you're covered anyway - worth checking the PDS. No sense in paying the insurance parasites twice for the same cover.
Cockpit
Cockpit
156 posts
156 posts
4 Apr 2023 11:20am
Maybe try Club Marine.
FabulousPhill
FabulousPhill
VIC
335 posts
VIC, 335 posts
4 Apr 2023 3:04pm
Online instruction book/manual: www.manualslib.com/manual/1020957/Nacra-Nacra-F16.html?page=2#manual
Forum about Nacra 16 setting up: www.thebeachcats.com/forums/viewtopic/topic/11155

That's just a quick look online.
My first sailing was to buy a dinghy on a Saturday and an instruction book on the Monday. And I made a few mistakes the next weekend, but I learned. This insurance requirement is too much, too onerous.

Otherwise, if the club won't teach you without instruction, how about putting up an advert or asking to pay a member (as a private person) for 2 or 3 hours of their time?
nev
nev
NSW
58 posts
nev nev
NSW, 58 posts
4 Apr 2023 9:36pm
I would get the insurance that cammed suggested. the Richmond is a busy little river with plenty of tide and water users. I would also put a float on the top of the mast while you are learning, even if it looks kooky. The nacra 16 square is a lovely cat but can be a hard thing to right if they go turtle, especially in a strong tide. ( fairly high aspect ally mast). You will learn to sail a cat easily with previous windsurf and wing experience, but there will be tricks to learn like tacking a jib less cat. Plenty of experienced sailors at these little river clubs that are usually happy to share their knowledge and help new people. also if you learn at a club you will have rescue boat to assist. enjoy your new boat.
gregwho
gregwho
NSW
163 posts
NSW, 163 posts
5 Apr 2023 10:22am
Many thanks for all the helpful advice.

Cheers,

Greg.
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