Foreigner buying a boat

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Liquidator
Liquidator
3 posts
3 posts
3 Dec 2015 8:40pm
Im curious if anyone has experience with the feasibility of my working plans? Im a a Canadian who wants to to buy a yacht, specifically a Tophat 25, and sail up the QLD coast. My concern has mainly to do with insurance and licensing. It seems I would need license to operate a sailboat with anything more than 4.5 kw of engine. Is this true?

Secondly, I hear I would need at least liability insurance to sail through QLD and stay at a marina now and then. Only thing is how easy is it to get insurance as a foreigner for a tiny 25 foit yacht?

Any advice or experience with similar circumstances would be appreciated.


twodogs1969
twodogs1969
NSW
1000 posts
NSW, 1000 posts
4 Dec 2015 7:01am
No license required.
Insurance sh
twodogs1969
twodogs1969
NSW
1000 posts
NSW, 1000 posts
4 Dec 2015 7:03am
No license required.

Insurance should be easy and relatively inexpensive for that size boat which will cover you up to 250 miles from the coast.
slammin
slammin
QLD
998 posts
QLD, 998 posts
4 Dec 2015 6:04am
Yes and yes.

As to how easy I guess you'd need to call around.

Club Marine would be a good place to start. Then you can try haggling. Maybe try an insurance broker. What about some sort of international insurance from Canada? My marina requires 10mill coverage.

As for licensing, your issue I predict will be an address for processing. I'm an Aussie, who moved through many states and not being a federal system made it very difficult.

Don't forget same goes for boat rego.
twodogs1969
twodogs1969
NSW
1000 posts
NSW, 1000 posts
4 Dec 2015 7:10am
slammin said...
Yes and yes.

As to how easy I guess you'd need to call around.

Club Marine would be a good place to start. Then you can try haggling. Maybe try an insurance broker. What about some sort of international insurance from Canada? My marina requires 10mill coverage.

As for licensing, your issue I predict will be an address for processing. I'm an Aussie, who moved through many states and not being a federal system made it very difficult.

Don't forget same goes for boat rego.


Since when have you needed a license for a sailing boat motoring at under 10 knts?
MichaelR
MichaelR
NSW
862 posts
NSW, 862 posts
4 Dec 2015 7:37am
It may be worth checking to see whether the bot you are buying has insurance. If it has, they may transfer the policy type to you as the new owner.

There is no operator license required for a sailing boat, but the boat must be registered with Roads and Maritime New South Wales and for that you will need a New South Wales address. Same for a mooring license.

I have a Top Hat and my insurance with NRMA is reasonably good at just $600 per year, but the boat is only insured for $12k with a $12 million liability for using marina services etc.

Good luck eh!
Ramona
Ramona
NSW
7757 posts
NSW, 7757 posts
4 Dec 2015 8:03am
I thought Queensland required licenses for yachts!

The problem you will have is you will need an Australian postal address to register your vessel and have insurance. You will need 3rd party property damage insurance as a minimum to use marinas or public slips. This is not hard to get and is fairly cheap. Not insurmountable problems. Once you have an address no one will know your a foreigner or really care.
Sectorsteve
Sectorsteve
QLD
2195 posts
QLD, 2195 posts
4 Dec 2015 8:28am
I got quoted about 300 per year for 3rd party insurance. I didnt get it at the time because the age of the boat meant i needed to get it surveyed. Surveying a tophat is about $400 but also means you must get boat lifted onto the hard (700 roughly)Not many costs really.
I.wanna do the same trip but times an issue. Maybe we can come to some arrangement . Ive got a new bakerbuilt tophat and shes great. You dont need a license unless moving at over 10knots. Nsw anyway. Not sure of qld.
slammin
slammin
QLD
998 posts
QLD, 998 posts
4 Dec 2015 8:30am
Twodogs, that's the problem he's coming to QLD so 4.5kw up requires a license regardless of home state rules, similarly rego.

Try coming from the NT through the East Coast. NT no license, no rego that you can get but each of these states have their own rules regardless Of just visiting.

I guess that's why we don't celebrate Federation Day.
Sectorsteve
Sectorsteve
QLD
2195 posts
QLD, 2195 posts
4 Dec 2015 8:40am
Too many ****in rules . Dont leave your window down in your car or your door unlocked. 200 dollar fine for each. This country is ridiculous. helping to fill the world woth morons. Let the morons die. Stop making laws to save them. Id just use a 6hp motor to avoid the license malarkey. 1 thing ive learned recently about australia is that our court system and laws come from the queen. We are still living in the dark ages and still being governed by that monarchy albiet secretly.
Bruski068
Bruski068
VIC
457 posts
VIC, 457 posts
4 Dec 2015 10:44am
I agree totally we should get rid of all the nanny state laws, but there's nothing secret about our being ruled by the Queen it's right there in the constitution in black and white we are still a colony of Britain, and most of our laws are nothing but ways for the states to raise revenue, which they then waste on B.S.
Windjana
Windjana
WA
405 posts
WA, 405 posts
4 Dec 2015 7:45am
Liquidator said..
Im curious if anyone has experience with the feasibility of my working plans? Im a a Canadian who wants to to buy a yacht, specifically a Tophat 25, and sail up the QLD coast. My concern has mainly to do with insurance and licensing. It seems I would need license to operate a sailboat with anything more than 4.5 kw of engine. Is this true?

Secondly, I hear I would need at least liability insurance to sail through QLD and stay at a marina now and then. Only thing is how easy is it to get insurance as a foreigner for a tiny 25 foit yacht?

Any advice or experience with similar circumstances would be appreciated.




G'day mate

Your biggest problem I can see is the fact that you will have to prove you are a Queensland resident to be able to effect the transfer of ownership of the yacht.
You need to become a QLD department of transport "customer".

I have been through the same process with them because I live in a different state to QLD, but I wanted to buy a QLD registered yacht.

I had to fill in a new customer application form and believe it or not, I had to FLY TO QLD IN PERSON, with documents to prove who I am! RIDICULOUS!!
Then I nominated a marina where I intended to keep the yacht which is also known as the "garaging address". An insurance policy showing that the yacht is kept at XYZ Marina will be enough.
Another avenue to go down is maybe to get a QLD driver's (car) licence first. This will prove you live in QLD, but I don't know how easy it is to do that either.

I can't comment on the difficulties you may encounter with buying a yacht in NSW, then sailing up the coast.

Sectorsteve: you are too right mate - too many rules - nanny state - coppers going around booking people for being 5kms/hr over the limit (just doing their job and keeping us safe of course!!).
People need to be accountable for their actions not protected by insanely stoopid rules. Let evolution kill off the idiots.........
Bruski068
Bruski068
VIC
457 posts
VIC, 457 posts
4 Dec 2015 10:52am
Also I believe that as long as you do not stay in a states waters for more than 3 months your home state laws are the laws that apply to you, Liquidator can't you register the yacht as a Canadian sailing vessel this would get rid of the need to register it in an Australian state
Sectorsteve
Sectorsteve
QLD
2195 posts
QLD, 2195 posts
4 Dec 2015 10:11am
You could use my tophat sail it to qld from syd. I get 2 weeks aboard in whitsundays around july/aug. You sail back to brizzy. I fly up sail back home when the northerlies kick in around october/nov. In a simple nutshell.
FreeRadical
FreeRadical
WA
855 posts
WA, 855 posts
4 Dec 2015 9:06am
im from WA and no problems transferring registration when buying a yacht from QLD last year. Walked into the local QLD transport office in Airlie with signed transfer forms from previous owner, copy of sale contract, WA drivers licence, gas certificate.

5 mins later, walked out with QLD rego in my name, address in WA.

QLD will recognise some overseas licences see here:

www.msq.qld.gov.au/~/media/msqinternet/msqfiles/home/licensing/recreational/overseas_qualification_list.pdf

www.qld.gov.au/transport/boating/licences/recreational/#overseas

QLD doesn't specify a time limit on interstate boat registrations unless you move to QLD:


Interstate and overseas registrationRecreational boats with valid interstate or overseas registration can operate in Queensland:

for up to 1 year if the boat has current registration from a foreign country

while on interstate voyages if the boat has current registration from another state or territory.

If you move to Queensland from another state or territory, or your interstate or foreign registration expires, you must get Queensland registration.



I suggest you contact the QLD transport department and put the question directly to them about a foreign address.


www.tmr.qld.gov.au/Contact-us.aspx

Yara
Yara
NSW
1322 posts
NSW, 1322 posts
4 Dec 2015 12:25pm
Where do you plan to start? There are more TopHats available in NSW, and the registration seems easiest. Once you have bought the boat, you will need a little time to check that the boat is seaworthy, and do any mods/maintenance required.

Sydney is very expensive, so somewhere North of Sydney will be cheaper for slipping and time on the hard. Also away from Sydney they are more inclined to let you work on the boat yourself.

Insurance for a boat under $10,000 purchase price is sometimes hard to get, but I would presume you want to buy a boat with minimal work required, and hence the price would be in that region. Insurance providers generally want a recent survey done, but sometimes you can get that with the boat. Almost all slipways will not touch the boat unless you have insurance.

The TopHat web site www.tophatyachts.com/ has lots of information. Also many at that site, or here, will be happy to take a quick look at boats you could be interested in.
Sectorsteve
Sectorsteve
QLD
2195 posts
QLD, 2195 posts
4 Dec 2015 1:05pm
Ive slipped boat at noakes in harbour for 1000 and done work myself on non insured boat. Done the same at quays bayview for 670 with non insured boat. Worked on it myself all weekend.
Noakes is 190 per day on hard plus 1000 in and out of water. Can work on 7 days a week. Quays was 670 for the weekend. Only able to work weekends only at quays.
Liquidator
Liquidator
3 posts
3 posts
4 Dec 2015 6:15pm
Wow, I wasn't expecting such an avalanche of replies. Thanks to everyone for giving me advice and a lot of options to consider.

I'll look into club marine insurance, and email some insurance brokers.

Perhaps buying a Tophat in NSW is the best option. There seem to always be a few for sale in the Lake Macquarie area...

I'll have to look into transferring registration to Canada, as although I have relatives in Sydney...I wouldn't be a resident of either NSW or QLD. But if I could register my boat in Canada it seems I'd have enough time to see the QLD coast before selling her or sailing on.

The plan was to arrive on a 6 month tourist visa, buy a Tophat in the neighbourhood of $10k, spend a month or so at a marina/boatyard checking/prepping her...then spend May-August mostly gunkholing north. Eventually maybe heading towards Indonesia in the end, boat condition and confidence willing.
Liquidator
Liquidator
3 posts
3 posts
4 Dec 2015 7:59pm
I have tried to register for the Tophat site, but haven't received a reply...doesn't seem to be automated
Sectorsteve
Sectorsteve
QLD
2195 posts
QLD, 2195 posts
5 Dec 2015 8:48am
Tophat site takes a few days
Trek
Trek
NSW
1216 posts
NSW, 1216 posts
5 Dec 2015 12:13pm


Re insurance

I was a Club Marine supporter but now have NO time for them. A friend of mine with a Hutton found they wouldnt re-insure it unless it was slipped and surveyed. The survey cost is 20% the value of his boat which is seaworthy and fine.

They wouldnt insure my Martzcraft 35 unless it was slipped and surveyed. Huge waste of money.

They based this requirement on the "launch" date of the boat. So you could launch great grand fathers stored boat, with rotten timbers and all, in 2015 and it doesn't need a survey but a solid boat thats passed every survey since 1990 needs one in 2015. What brilliant logic!

We called Youi and they insured both boats immediately over the phone. And HEAPS cheaper.
BlueMoon
BlueMoon
866 posts
866 posts
5 Dec 2015 5:36pm
Hi Liquidator,
If your rego to the Top Hat site hasn't been approved yet(did one today), PM me here & i'll look for it & approve.
we get that many automated spam bots trying to register on the forum that I have to do it manually,
cheers
Shaun (top hat site admin)
Charriot
Charriot
QLD
880 posts
QLD, 880 posts
5 Dec 2015 9:35pm
My experience registering boats is mostly as above, bureaucracy.
But I have one special.
Registering Swanson in Port Pirie SA local office a few years ago.
? is it matter where is the boat...NO
? is it matter where is my address ..NO
? is gas certificate need it.....NO
? is my paperwork ok...NO... you need HIN number...see guys a couple of blocks...boat&tackle shop. ok
24 hours later HIN number supplied, the boat was registered.....love SA
HG02
HG02
VIC
5814 posts
VIC, 5814 posts
5 Dec 2015 10:55pm
Remember if you are getting insurance you will need the boat to be surveyed to obtain insurance so you can gain a birth in a marine when you want one .
Right up the east coast and the rest of Australia
I don't think any one explained that in this thread you may have already known that
HG02
HG02
VIC
5814 posts
VIC, 5814 posts
5 Dec 2015 11:10pm
HG02 said..
Remember if you are getting insurance( a lot of Insurance companies) will need the boat to be surveyed to obtain insurance so you can gain a birth in a marine when you want one .
Right up the east coast and the rest of Australia
I don't think any one explained that in this thread you may have already known that



Ramona
Ramona
NSW
7757 posts
NSW, 7757 posts
6 Dec 2015 8:06am
HG02 said..
Remember if you are getting insurance you will need the boat to be surveyed to obtain insurance so you can gain a birth in a marine when you want one .
Right up the east coast and the rest of Australia
I don't think any one explained that in this thread you may have already known that


You don't need a survey for 3rd party property. That's all you need for marinas and slips.
HG02
HG02
VIC
5814 posts
VIC, 5814 posts
6 Dec 2015 10:49am
Ramona said..

HG02 said..
Remember if you are getting insurance you will need the boat to be surveyed to obtain insurance so you can gain a birth in a marine when you want one .
Right up the east coast and the rest of Australia
I don't think any one explained that in this thread you may have already known that



You don't need a survey for 3rd party property. That's all you need for marinas and slips.


I didn't realize that you only needed third party for marinas cheers Ramona
Sectorsteve
Sectorsteve
QLD
2195 posts
QLD, 2195 posts
6 Dec 2015 10:50am
I was told by 1 insurance company i needed to survey boat for any insurance due to the boats age
Ramona
Ramona
NSW
7757 posts
NSW, 7757 posts
6 Dec 2015 6:32pm
Sectorsteve said..
I was told by 1 insurance company i needed to survey boat for any insurance due to the boats age


I'm with Apia and my boat was built in 1979. With 3rd party you are covering other peoples boats not your own. New boats come off moorings at the same rate as old ones!
cisco
cisco
QLD
12365 posts
QLD, 12365 posts
6 Dec 2015 11:54pm
Ramona said..

Sectorsteve said..
I was told by 1 insurance company i needed to survey boat for any insurance due to the boats age



I'm with Apia and my boat was built in 1979. With 3rd party you are covering other peoples boats not your own. New boats come off moorings at the same rate as old ones!


Are APIA covering you being on a swing or double ended mooring??

I only have APIA third party property to cover me against marine incidents and for a policy that will allow me to get into marinas. I don't think they are covering me on my mooring.
Ramona
Ramona
NSW
7757 posts
NSW, 7757 posts
7 Dec 2015 8:33am
Yes. They turned down a renewal when all that crap was going on with the storm damaged yachts locally but then contacted me a few months later and renewed it. I rang and had a chat and checked with them, explaining that it was on a swing mooring and they said fine! I have no faith in any of them but I needed cover to use the local slips.
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