Hi all

I have just received a email from Trident Insurance saying that due to a change in their underwriting guidelines they will not renew the insurance on my boat when it expires in September

This is their wording in the email

"To be more specific, this decision is due to the combination of the age of your vessel and the storage method, which now falls outside our underwriting guidelines."

It was built in 1983 and is on a swing mooring

Does anyone know what this is about and any recommendation for a alternate insurance company who will insurance a boat on a swing mooring

Regards Don

Don, a whole lot of Tasmanians are in for a shock.
It will be the swing mooring.
But then you overlook the mooring from the house don't you.
Nautlius cover me when the boat is on the mooring and I am in the house but otherwise it is off to the marina.
I suspect this a response nationally to the storms in Sydney last March where about 300 boats went up on the beaches.

lydia said..
Don, a whole lot of Tasmanians are in for a shock.
It will be the swing mooring.
But then you overlook the mooring from the house don't you.
Nautlius cover me when the boat is on the mooring and I am in the house but otherwise it is off to the marina.
I suspect this a response nationally to the storms in Sydney last March where about 300 boats went up on the beaches.

Hi Lydia

Yes i suspect it will be the mooring as i believe some other company's have the same rules

The thing that annoys me is that the mooring is lifted and inspected each year and we look out on our boat (and the others in the bay) and a few other sailors with boats in the bay do as well so if anything looks suspect (in the daytime at least) someone will normally see it and either go out to it or let the owner know

I had a guy do some work on mine one day while i was at work and i got a phone call at work from one of the locals saying that someone was on my boat and i told him it was ok as i had arranged it

I then got a call from the guy working on my boat saying he was there (i told him i already knew as i had received a phone call) and he said that the person who's boat is moored next to mine (a different person to the one that called me) had asked him what was he doing on mine as well so it is a pretty good place to live

I think the risk on the swing mooring is probably less than if it was in the marina with people able to walk on to the boat and the risk of someone running into it while berthing or me hitting someone else while coming or going and the Marina in Devonport didn't fare to well in the recent floods when it broke away taking the boats with it

Trident had a $1500 excess if it was damaged while on the mooring which i was prepared to pay but it looks like now i will need to find another insurer

Regards Don

twodogs1969 said..
Club marine

Thanks twodogs

I will give them a call tomorrow

Regards Don

shaggybaxter said..
Club Marine sent me the exact same letter two years ago. And I had a pen. When I rang them to query the decision, I even offered to accept a higher premium just to gauge reaction. They refused, and said it was policy due to the age of the boat and it was no longer viable for them.
I swapped to Nautilus, and continue to do so with the new boat

Hi Shaggy

It is disappointing that they can just make a decision based on the age of the boat

I would imagine that most people who have older boats and sail them often would maintain them to a safe standard

If it is a age issue you would think that they would ask for a survey to be carried out to ascertain the condition of the boat

Did they explain to you why it was no longer viable for them to insure the boat based on the age ?

Regards Don

Im with club marine 1986 boat had to have it surveyed for first year. Rig has to be under I think 10 years. My boat is on a swing mooring and they have not even asked for a mooring survey. Nautilus would not insure swing mooring. Peatunis (spelt wrong ) will cover as I looked at changing they required both mooring and vessel survey. In a previous thread I think some are using Youi.

I'm insured with RACV, so I suppose RACT would be worth a quote as well?

Clubmarine told me they wouldnt insure my 35ft Martzcraft anymore after they had for years unless it had a survey. No phone calls to check details just a computerized fob off.

What a pathetic way of showing loyalty to its customer base.

That caused me to ask around and I went to YOUI. Re-insured it in 5 minutes on the phone and CHEAPER.

Any claim that Clubmarine make to look after the boating community is rubbish!!

Trek said..


Clubmarine told me they wouldnt insure my 35ft Martzcraft anymore after they had for years unless it had a survey. No phone calls to check details just a computerized fob off.

What a pathetic way of showing loyalty to its customer base.

That caused me to ask around and I went to YOUI. Re-insured it in 5 minutes on the phone and CHEAPER.

Any claim that Clubmarine make to look after the boating community is rubbish!!

Hi, can't agree more strongly, club marine insured a boat that dragged its mooring in a storm damaging my boat, I managed to get the other vessel unhooked from the bow of mine but couldn't hold it so made numerous calls to maritime and police who rescued it just before it hit the wharf or seawall at sans souci .
Other party claimed on their club marine policy and so did I claim against them for the damage done to my boat.
The response was, not allowed because of the policy wording, regardless of any efforts made by me to mitigate further damage increasing their liability.
To add insult they then referred me to someone else, a phone that was never answered and messages never responded to.
The end result, suck it up sunshine, fix your own problem.
Clubmarine ? NEVER!!!

Try Youi, so far haven't required a survey on older yachts, premiums ok as well.

you can do your insurance with or with out rigging and masts also perhaps your old insurance company may have done this
Probably knew that any way