cisco said.. southace said.. Yeah but CISCO I have heard many people recommend tightening keel bolts surely that may help if they where loose? I don't Bellevue people that go by the word "expert" I would prefer someone with experience rather than someone that claims they are a expert.

By all means retighten the keel bolts. By that I mean loosen each nut on the inside one by one, then lubricate the thread and re tension to the recommended torque for that diameter thread.
If when loosening a nut, if the stud turns with it, stop, squirt it with lube and re tension to recommended torque.
Re:- My "expert" fibre glassing mate. He does not call himself an expert. He just is one and that is why most of the trawler owners in Bundy get him to do their cold room and ice box repairs and that is why I take his word as gospel. He knows the game.
If you have studs and the stud turns with it you have a serious problem. Don't simply tighten it up and ignore.
If you have a lead keel the studs will be cast into the keel during manufacture, (usually as a prefabricated cage with hooks on the end of the studs). If the stud rotates then it is likely to be twisting on its way to shearing off with a substantially reduced diameter owing to crevice corrosion.
A cast iron keel will have tapped holes in the CI and bolts not studs.
Alternatively you may have a keel that has an integral flange fitted into a female recess in the hull which may be bolted on with countersunk bolts to the outside (as per Farr 40 keels etc). If you have a keel with a flange and can see cracks at the keel root then enter panic mode cause that keel is about to fall off.
Keel studs can be replaced or at least sistered in the case of lead keels but that is a job for an expert.