nate83 said...
Hey otherguy, I did think about that, but i just made a claim for a furling headsail that shredded it self in a storm we had a few months back, so i was a bit nervous about what they would say, and how much my premiums will go up!!
Cheers
They can't say much nate, especially if it's pretty clear that it was an accident and not poor maintenance or intentional or just plain aging, wear and tear. I guess at worst they could say "no".
As for your premiums - it depends. My insurance is with NRMA in NSW, as are my cars and house ... so I get a reasonable deal. Have just renewed the boat insurance and the premium went up a whole $3 over last year (no, that isn't a typo).