cisco said..
Mate!!! If there is no money left after you buy it,.............you cannot afford it.
If you are going to buy a Porche you need to be able to afford the price of a Porche mechanic.
Further, if the cost/value of a yacht is more than 10% of your nett worth, you also cannot afford it.
The above advices are "left brain thinking" i.e. logical, sage and wise.
If your "right brain thinking" i.e. illogical, emotional and pleasure seeking dominates, you could be headed for ruination of dreams and finances.
I have been down both of those roads and recommend the former rather than the latter.
Hey Cisco thanks for your concern but you need not worry.
My personal and financial circumstances aren't really something I'm going to detail here but it's enough to say that I will be more than ok, and perhaps more was read into my comment than need be, as it is reflective of a budget set aside for its purchase.