cisco said..
The stern light must be on whether steaming or sailing.
Masthead steaming light must be on when steaming or motor sailing. Can be off when sailing only.
I had a look at a Vic .gov ruling and from there PDF its says yachts under power should have Quote below.
Sailing vessels while underway (being motor driven) shall exhibit navigation lights applicable to power driven vessels.
Probably different from state to state.
I mainly want to Abide by Australian standards not state
Thanks Cisco
http://www.transportsafety.vic.gov.au/__data/assets/pdf_file/0003/41988/TSVStickerNavLights-Sailing-12-20m.pdf