I think there are great advantages in being on a sup in bigger surf.......you are standing up and so can see approaching sets really early.
You have superior paddling speed to other surfers and so can get to the optimum take off spot faster.
If you are in the right spot you are taking off when the wave is still peaking so you have more directional options.
Definitely helps if you are on a board designed to surf waves rather than a fat sluggish one suitable for learners.
And of course there are times when its better to be cautious and not take off on a wave that threatens to be beyond you or your board's capabilities......,,.and yes wear a helmet