mcrt said..
I also admit that i like the feeiing of having my lower back,stomach and kidneys kind of protected from carbon swords :)
To that point during the summer I was winging and the wind had tanked (domed - warm day/water cold) and was down wind of put in and came up on a steel structure in the water. I bailed to save the foil but my backside hit part of the structure right on my harness. Glad I had the protection, and have since thought might help on the infrequent taco occasions.
Also use the kite line at the back for Oceanus Reel leash. In steeper waves I like to be clear of the board if a breach occurs ;o)
Lots of riders here take the minimalist approach though.