Ian K said..Hard to sink the tail in shallow water that's getting shallower! Pilots have the same problem overshooting runways - 3.50. (Never mind the presenter, it's the Botox)
Yes, sinking the tail happens well after top speed is bled off from sheeting out, which snables normal drag to slow you down first.
I'm not convinced that the video airplane analogy is relevant to the planing hull in quite the same way. (And yes, I have ridden a Skiffle board - but they vertainly do not work very well in water that is anywhere near deeper than a small fraction of the hull width! Try one that is 1 meter wide in 50cm, or even 10cm of water depth!)
However, an effect on the fin is highly likely. But I say "so what?". It's just another parameter for going fast on water, like strong wind, perfect angle, flat water, cold/fresh/salty water, wearing weight, being in the right place at the right time, being able to afford attend and to run the canal, etc. I am not the only one who has noticed and commented that I suddenly accellerated just before I ran aground and crashed on an unseen sand bar. And if you can work out how to sail your windsurfer in a few cm of water, or with your fin just barely clearing the bottom (and actually want to try it!

) then I say go for your life!

(but please have your health insurance paid up!

) And if you go 70 knots, I for one will call you the fastest (and bravest) human sailor on water.