[ I am covered for public liability (to 3rd parties) and against damage inflicted to myself by uncovered 3rd parties for the cost of about $150 a year.
That's NOT the same as what YA is offering....
www.yachting.org.au
Personal Accident Insurance
Yachting Australia arranges a
group personal accident insurance covering all silver and youth members and students undertaking a Yachting Australia Training Scheme at a Yachting Australia Training Centre, or other recognised organisation, between the ages of 5 years and 85 years.
TL, the two are different types of insurance. With YA, if I break my leg, I would have insurance to pay
MY
bills.
With AKSA insurance if I break someone else's leg, I have insurance to pay
THEIR
bills. The two are related yet entirely different types of insurance.
The issue that AKSA might want to advise us all on is the possibility for extending the existing PL insurance to include personal injury insurance, or the possibility of a separate personal insurance policy offered to members...