WAKSA sells it's own brand of cover......
but should the kitestores be the main sellers of these policies ?
WAKSA has no shopfront, it's pretty much invisible.
The shopguys work at the coalface, they could flog heaps of cover to newbies.
Surely this would please WAKSA.
"More insurance coverage helps maintain permanent kite access to public beaches,"
that's what WAKSA says. ^^

waveslave said...

WAKSA sells it's own brand of cover......
but should the kitestores be the main sellers of these policies ?
WAKSA has no shopfront, it's pretty much invisible.
The shopguys work at the coalface, they could flog heaps of cover to newbies.
Surely this would please WAKSA.
"More insurance coverage helps maintain permanent kite access to public beaches,"
that's what WAKSA says. ^^

so what are you saying,your point is???

Shops sell things that make them money. They need to make money to pay there bills etc. Why would they want to sell you insurance if they make no money off of it, wont pay the rates, wages etc. The solution is to charge more for the cover to make it more accesible to more people to buy in the stores. Then the shops would cop critisism for being overpriced by people on these forums, because you can get it cheaper directly over the net from saksa etc. then the newby feels riped off and wont buy there kitting gear from that shop and would probably get ripped off at another shop for that. No one wins.

The best solution is that coaches give better advise for new people to join ther saksa afiliated insurer for liability corer due to the risk asociated with kite surfing. Or we can all just pay more to make it more accesible.

waxman said...

Shops sell things that make them money. They need to make money to pay there bills etc. Why would they want to sell you insurance if they make no money off of it, wont pay the rates, wages etc. The solution is to charge more for the cover to make it more accesible to more people to buy in the stores. Then the shops would cop critisism for being overpriced by people on these forums, because you can get it cheaper directly over the net from saksa etc. then the newby feels riped off and wont buy there kitting gear from that shop and would probably get ripped off at another shop for that. No one wins.

The best solution is that coaches give better advise for new people to join ther saksa afiliated insurer for liability corer due to the risk asociated with kite surfing. Or we can all just pay more to make it more accesible.

Some very good points there Waxman. At the end of the day Business people are always looking at what they can do different to make a buck over the opposition. If selling insurance was beneficial to the business then they would all be doing it.

How do you currently get insurance slave...WAKSA?

waveslave said...

waxman said...
Why would they want to sell you insurance if they make no money off of it, wont pay the rates, wages etc.

It costs WAKSA $6.50 to underwrite your cover.
The cost to you is $65.
That leaves plenty of margin for the shopguy to get a slice of the pie.

Are we really going to fire up that old chestnut slave?

You've gotta ask yourself.... will you ever need it?

Has anyone , ever needed to make a claim, ever using that insurance ?

I think never

You would be far better off getting private life insurance, because odds are you will hurt yourself many times over before you cause someone else grief kiting.

And then where do you stop - insure yourself for every sport you play?
running on the side of the road?
swimming at the beach?

It's all money making for the insurance companies for " piece of mind", or they wouldn't be selling. If it were worth it - there would be no insurance companies.

The funny thing is that (w)AKSA was setup to provide insurance cover first initially - and then stemmed to governing but really is not a regulatory body - whereas it would be more effective if it were a regulative body fullstop insurance or no.

waveslave said...

SammyJ said...

How do you currently get insurance slave...WAKSA?

lol. ^^^

Maybe businesses could have special offers.......
such as,
"Buy a quiver of kites from us and we'll throw in free public liability insurance cover."
That's a win/win/win situation, hey ?
I would think that there needs to be an arms length of distance between shop profits and quality insurance, also yr bias against WAKSA which is just trying to do the righty all the time seems to keep on coming up
any shop can offer it today ,, right now if they so choose,
the real effect is there is no actual real benefit for profit ,

unless you have some real facts about what the costs

vrs each policy I would suggest the thoughts are full of poor informed emotion, again, and light on for facts !
if you are so strong on it
so us what it is !! with actuals

it always easy to find fault when you shoot from the lip
pony up with a real action for some thing better based on facts & quotes from insurance or just stop complaining it is so boring to read the misinformed bias every few weeks

waveslave said...

SammyJ said...

How do you currently get insurance slave...WAKSA?

lol. ^^^

No seriously, Who do you currently hand your money over to for your insurance...

SammyJ said...

waveslave said...

SammyJ said...

How do you currently get insurance slave...WAKSA?

lol. ^^^

No seriously, Who do you currently hand your money over to for your insurance...

Why do you ask ? ^^^

Bigwavedave said...

It's a great idea for shops to include State Association membership (thus AKSA coverage) or IKO insurance to all new customers. Its really a service to the sport and their clients rather than a money grab.

My point exactly . ^^^

waveslave said...

SammyJ said...

waveslave said...

SammyJ said...

How do you currently get insurance slave...WAKSA?

lol. ^^^

No seriously, Who do you currently hand your money over to for your insurance...

Why do you ask ? ^^^

Good one slave, answer a direct question with your own question. Remind's me of my last boss, he was a T***er, but anyway.....

The reason I ask is mainly to find out why you care

Also when was the last time you walked in a kite store and brought a quiver, kite or board for that matter. I'm not talking about some US online stores either.

Knowing you semi-personally I'm assuming you wouldn't hand your money over to WAKSA/AKSA for membership so that would mean that your like a large percentage of the kiter's which is uninsured

dachopper said...

Just throwing it out there.... It is better than nothing,
but for the people who are concerned about not being insured...

I would assume that if I have had an accident that has been serious enough to cause permanent personal incapacitation, or serious enough property damage that someone would book a court hearing to sue me - then

- you have probably been personally seriously injured yourself and your gear

then why get an insurance policy that only covers other people and other peoples property.

Also it says that the policy covers people provided that the members adhere to the safe kiting guidelines - if you are following them - there isn't a great chance you will cause a serious accident?

Or if you are not following them - is the person you hurt still covered ?

Which planet are you on?

waveslave said...

SammyJ said...

Also when was the last time you walked in a kite store and brought a quiver, kite or board for that matter. I'm not talking about some US online stores either.

lol. ^^^
You seem to have major issues, dude.
I live in a town that has no kitestore. It has no windsurf shop.
But it has 5 surfshops and 1 dedicated bodyboard shop.
I buy online cause the situation fits.
Any objection ?
lol.

^^^lol

I object if that's alright with you Sir slave.....

Totally my point, I can't imagine your going to go get insurance at a shop if you can't drive there currently for your kiting needs. So again why do you care your in away suggesting that if you could you would get it from a store

No need to be personal either, I may have issues, I promise I'm working on them, I don't need you telling everyone here.

BTW I know a shop owner that would cover the courier cost and save you the 40 min drive to his store. I reckon he would even do mate rates, to a certain extent. But I don't think he could be asked with screwing around with the paperwork and headache involved with sorting out your insurance concerns though.

The question was How do you currently get insurance slave...

lol vvv

SammyJ said...

Knowing you semi-personally I'm assuming you wouldn't hand your money over to WAKSA/AKSA for membership so that would mean that your like a large percentage of the kiter's which is uninsured

Sam,
Please try to remain on-topic. ^^^
Forum discussion works more effectively when you stay on-track.
This thread is not about whether you kite insured or non-insured.
It's not mandatory in WA to be insured to kite.
You have a choice.
This thread is about the selling of public liability insurance.....
and whether kitestores (with their shopfront exposure) are better placed to do the job,
or whether WAKSA (an invisible entity) is good enough.
Keeping in mind that only 25% of kiters are insured, maybe insurance should be sold at the initial point-of-purchase,
where newbies first buy their kite gear.

I think shops should be at least telling the newcomers to the sport about their state AKSA organisation and about the insurance componant (whether or not that sales person has it or even agrees with it. I was never told when I first bought my initial kites and boards (yes they were all brand new and from a shop). Due to not being informed, I couldn't make a decision of wanting or not wanting it.

D

'Slave,

I wonder if you have Third Party public liability insurance on your car, if it's registered, you do, it's compulsory part of your rego. It's compulsory because if you mame someone with your kite err, I mean car, the chances are you wont have enough money/possessions to compensate the innocent person you may have run over. So after you've lost everything your lifetime has amassed, at least you'll be able to look back with satisfaction and say, "well at least I saved $65 a year for 8 or 9 years"

Do you have other insurance? House, car, boat, life, health? None of these are compulsory and yet I'm sure you have them. Why?

Kiting Public Liability insurance is like any other insurance, you definately DONT NEED IT, unles you have an ACCIDENT INJURING A MEMBER OF THE PUBLIC. Then you REALLY NEED IT!

I don't like insurance companies any more than I like the taxman and I guarantee I pay far more for insurance than anyone else on this forum. Funny thing is, I've never had to make a claim, so I've been paying about $10,000 a year for insurance that according to you, I don't even need, for absolutely nothing. I guess I must just be thick, or maybe just responsible , depending upon the amount of brain cells you have which will affect your perspective.

I personally don't agree with your views about insurance and by the read of it, neither do most people, so if you have an axe to grind with WAKSA/AKSA about insurance and how they should or shouldn't sell it, why not take it up with them privately instead of spreading your nonsense all over the public forums.

You are entitled to either choose to be insured (responsible) or not to be insured (irresponsible). You don't need to go on a public crusade trying to convert other to your way of thinking.

Give it up, we're tired already

Good winds,