maroochydore

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roachy
roachy
NSW
391 posts
NSW, 391 posts
27 Dec 2010 8:01am
Got your attention , insurance is going up on january 1st to $125. it would be great if everyone considered what a great spot we kite at , and did the right thing , by insuring yourself against injuring an innocent bystander , and losing your assets . Lets make it safe there so the next generation of kiters has also got somewhere to kite ,that includes all the foreigners as well, if you cant afford insurance you shouldnt be kiting . Also those that need rescuing in the river run out, the kite is not included, throw the kite or no rescue , you messed up, it shouldnt be anyone elses disaster. Now children lets respect others and kite safely.
KiteNutt
KiteNutt
QLD
280 posts
QLD, 280 posts
27 Dec 2010 7:20am
Well said mate....
PsYLoR
PsYLoR
QLD
927 posts
QLD, 927 posts
27 Dec 2010 11:32am
lol - Er don't you think it would be smarter for a person being taken out to sea to hold onto that big colourful floaty thing?
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
27 Dec 2010 1:00pm
was kiteing yesterday cruiseing along in surf minding my own bees knees when a swimmer pops up and the board fin slices his ear off .where does that leave me as a AKSA member what am i covered for and what are the repercussions ? only slight damage to board
wdric
wdric
NSW
1625 posts
NSW, 1625 posts
27 Dec 2010 1:10pm
shannon8888 said...

was kiteing yesterday cruiseing along in surf


were abouts yesterday ?
Must have been at the northern end of ur beach
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
27 Dec 2010 1:22pm
hypothetically speaking only was just wondering if it did happen where would i stand ? thought board damage was a give away
PsYLoR
PsYLoR
QLD
927 posts
QLD, 927 posts
27 Dec 2010 1:06pm
If your that dumb to kite near people swimming you deserve what you get. If your that dumb to swim near a kiter, well its his own fault.....
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
27 Dec 2010 2:14pm
^^^^mate was after an answer as to what would happen as a AKSA member, is a resonable question. if i wanted to here from a monkey i'll visit the zoo .now can anyone provide an answer? thanks
djdojo
djdojo
VIC
1614 posts
VIC, 1614 posts
27 Dec 2010 2:26pm
green menace said...

Got your attention , insurance is going up on january 1st to $125. it would be great if everyone considered what a great spot we kite at , and did the right thing , by insuring yourself against injuring an innocent bystander , and losing your assets . Lets make it safe there so the next generation of kiters has also got somewhere to kite ,that includes all the foreigners as well, if you cant afford insurance you shouldnt be kiting . Also those that need rescuing in the river run out, the kite is not included, throw the kite or no rescue , you messed up, it shouldnt be anyone elses disaster. Now children lets respect others and kite safely.


Insurance doesn't make anything safer, it just means that after a protracted legal battle the insurance company MAY pay for some of the consequences of unsafe behaviour and/or unfortunate events. Insurance won't save your spot, only educated safe behaviour and self-regulation among kiters will do that.
PsYLoR
PsYLoR
QLD
927 posts
QLD, 927 posts
27 Dec 2010 1:48pm
shannon8888 said...

^^^^mate was after an answer as to what would happen as a AKSA member, is a resonable question. if i wanted to here from a monkey i'll visit the zoo .now can anyone provide an answer? thanks


Well maybe if you speak directly to Paul at AKSA he can tell you the answer you want.
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
27 Dec 2010 3:17pm
was thinking that if the forum has a large % of AKSA members that an answer would have been readly avaliable as i have read previous threads and has been clear as mud ,a'm interested as just joined resently . understand with most things prevention and education is better than consequences, was after a simple answer .as a sideline question how many forum users are AKSA members? thanks djdojo was thinking this was the case and what insurance is green menace refuring to?
Poida
Poida
WA
1922 posts
WA, 1922 posts
27 Dec 2010 1:13pm
shannon8888 said...

was kiteing yesterday cruiseing along in surf minding my own bees knees when a swimmer pops up and the board fin slices his ear off .where does that leave me as a AKSA member what am i covered for and what are the repercussions ? only slight damage to board


IMO if the swimmer was in a well known swimming area then the swimmer should be able to claim some compensation plus medical expenses. If the swimmer relied on their ear for work this compensation could be big. I think this is what sort of thing insurance is for. If you are not insured you may lose your house and any other asset you may have to cover the costs?

roachy
roachy
NSW
391 posts
NSW, 391 posts
27 Dec 2010 9:18pm
Insurance is there if an accident occurs ,it definitely doesnt cover stupidity ,.The bottom line is - your own duty of care ! This isnt a new thing.
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
27 Dec 2010 9:49pm
green menace said...

Got your attention , insurance is going up on january 1st to $125. it would be great if everyone considered what a great spot we kite at , and did the right thing , by insuring yourself against injuring an innocent bystander , and losing your assets . Lets make it safe there so the next generation of kiters has also got somewhere to kite ,that includes all the foreigners as well, if you cant afford insurance you shouldnt be kiting . Also those that need rescuing in the river run out, the kite is not included, throw the kite or no rescue , you messed up, it shouldnt be anyone elses disaster. Now children lets respect others and kite safely.


so what is exactly are you saying "by insuring yourself against injuring an innocent bystander and loseing your assets" as i'm still not clear as to how this works ,it appears to be misleading ?????
wdric
wdric
NSW
1625 posts
NSW, 1625 posts
27 Dec 2010 10:16pm
shannon8888 said...

hypothetically speaking only was just wondering if it did happen where would i stand ? thought board damage was a give away


And here i was thinking you had some nice spot you keep to yourself, was only at squidss

But yes it's probly better to find out what the fine print says before someone tells you "sorry sir thats not covered"
grrumpysam
grrumpysam
QLD
26 posts
QLD, 26 posts
27 Dec 2010 9:37pm
Seems to me that common sense is just another myth!!
Like intelligence and self preservation, duty of care,
unselfish behavior, etc etc.
What the hell!!!!
wdric
wdric
NSW
1625 posts
NSW, 1625 posts
28 Dec 2010 8:53am
grrumpysam said...

Seems to me that common sense is just another myth!!


Not a myth, just less of it
It seams the human race is forgettting to pass on the time honoured life skill we used to need to survive, but can get by with out these days and still make it to an old age

Poida
Poida
WA
1922 posts
WA, 1922 posts
28 Dec 2010 10:04am
grrumpysam said...

Seems to me that common sense is just another myth!!
Like intelligence and self preservation, duty of care,
unselfish behavior, etc etc.
What the hell!!!!


^^^the policy says "You must excercise reasonable care....blah blah blah..."

sort of covers it. if you dont excercise reasobale care the insurers probably wont pay.

theres lots of other exclusions such as faulty or defective equipment, war, radiation etc, they probably wont pay.
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
28 Dec 2010 2:08pm
so it would be resonable to assume that in reality your not covered at all ?? as it would be next to impossible to define an accident in which you havn't contributed to in some way ,even if you do all the necessary and warranted safe actions ,because kiteboarding/surfing is considered an extreme sport and is inherently dangerous . why then is it allways mentioned as a plus in joining AKSA when it appears not to be the case . therefore my original question stands unanswered If i was to slice off someones ear with a board fin outside of the flags when the said person pops up out of the surf (lets say they were not there the tack before )where does that leave me as an AKSA member what am i covered for and what are the repercussions ???? (am asking for outcome of this senario as i feel it is important for all water users alike to be awere of possible outcomes and responsibilities )" this isn't a new thing" just doesn't cut it for me im afraid
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
28 Dec 2010 2:17pm
wdric said...

shannon8888 said...

hypothetically speaking only was just wondering if it did happen where would i stand ? thought board damage was a give away


And here i was thinking you had some nice spot you keep to yourself, was only at squidss

But yes it's probly better to find out what the fine print says before someone tells you "sorry sir thats not covered"



if i find a nice spot without ears floating about will let you know
Bigwavedave
Bigwavedave
QLD
2057 posts
QLD, 2057 posts
28 Dec 2010 7:34pm
Shannon888:

Your question is best directed to AKSA or your state association via email.

Due to the inflammatory nature of the small amount of kitesurfers who frequent this forum, those guys tend to ignore the crap that gets raised on seabreeze.

If you are asking a serious question and want a serious answer, contact them.

Your question is too vague and ambiguous for an answer to be given here.
shannon8888
shannon8888
NSW
517 posts
NSW, 517 posts
29 Dec 2010 12:39am
Bigwavedave said...

Shannon888:

Your question is best directed to AKSA or your state association via email.

Due to the inflammatory nature of the small amount of kitesurfers who frequent this forum, those guys tend to ignore the crap that gets raised on seabreeze.

If you are asking a serious question and want a serious answer, contact them.

Your question is too vague and ambiguous for an answer to be given here.


thanks dave, will do because am after a serious answer as this almost happened to a fellow kitesurfer and was genuinely after an accurate definition as to the possible outcome . i don't think my question is vague or ambiguious in any mannor or context but am intregued as to why this question hasn't been answered before and why no one has persued it to the umteenth degree to find out what would happen to them if this was the case considering the outcome.not knocking the good work of the AKSA just curious oh and your one 8 short
Bigwavedave
Bigwavedave
QLD
2057 posts
QLD, 2057 posts
29 Dec 2010 12:00am
It has been answered.

But by email from AKSA, not here on seabreeze where things get analysed, twisted, misquoted and taken out of context.

When you make a claim through AKSA the contents of your claim become confidential and shouldn't be discussed anywhere.
T one
T one
NT
321 posts
NT, 321 posts
28 Dec 2010 11:45pm
due to the slippery-ness of lawyers and our current legal system, i would suggest that no one could provide a solid answer until it has been tested in court???
happy to be proven wrong...

Think it would be in everyones best interest to know where thay stand with an insurance policy - just common sense...

Bigwavedave
Bigwavedave
QLD
2057 posts
QLD, 2057 posts
29 Dec 2010 12:27am
I agree. But that stuff is available from AKSA and the state guys. Seabreeze is not their forum to answers those questions.

Only a minority of AKSA members contribute here, only a minority read stuff here, and most of the stuff that gets discussed here gets all twisted by the forum trolls and usual sh1t stirrers..

It's like having a serious business meeting at McDonalds.

Details of the policy conditions are available at AKSA and they always answer other queries when the volunteers get time to do so.

The reason the premium has been increased is because the policy was tested in court and compensation was paid out to several 'victims' of kitesurfer accidents.
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