dowls said..
Basically if your a competent surfer and riding a modern short surfboard then that board is fine.
Don't think as a kiteboarder. Think as a surfer. If you want to have fun riding waves, get a "surfboard".
Inserts are optional. If you're not confident on a surfboard and still think you need straps, at least get rid of the tail strap so you are free to move your back foot around as necessary.