HELP NEEDED?.to identify a Kiter in an accident in

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KiteboardingVic
KiteboardingVic
VIC
418 posts
VIC, 418 posts
3 Jul 2013 1:55pm

One of our members Hugh Bathurst, collided with another kiter in Feb 2013 which has resulted in an ongoing injury which our member is hoping to lodge an insurance claim to assist with medical expenses.

The accident occurred in the St Kilda harbor kiting area. At the time Hugh was under duress and didn?t think to get their contact details. The kiter was male , app 30 years, dark hair, 6 foot ish, solid build.
That individual needs the name of the other person involved in the collision otherwise an insurance claim can't be made.

There are two options: a) Claim thru KBV insurance (if a KBV/AKSA member), or b) other persons Home Contents policy, via public liability.

IMPORTANT:
An insurance claim will NOT be pursued unless the other party is satisfied they will not be negatively impacted in any way by either an excess or impact on future policy premiums. This would include a legal agreement stating this fact.

If you collided with, or know of someone who collided with, another kite boarder at St Kilda beach over summer please contact Hugh on 0424095545 or email him on [email protected]
PPS. Anonymous contact can be made via Hugh Lloyd PO Box 1032 Research Vic 3095



HaydenDekker
HaydenDekker
54 posts
54 posts
9 Jul 2013 8:37am
That's why I have private health insurance. If I was with KBV insurance I'd probably leave straight away knowing that they won't payout.
suniboy21
suniboy21
VIC
1090 posts
VIC, 1090 posts
9 Jul 2013 9:49pm
It's a bit radiculas that they won't payout untill they can find the other party.
Is that so they can sue the other party? What if they are both members? Is your insurance null and void?
Sounds awesome !
theWILFRED
theWILFRED
VIC
77 posts
VIC, 77 posts
9 Jul 2013 10:33pm
there is nothing odd about this, just how insurance works.. you cant just claim for something without evidence..
This is assuming the "unknown" kiter even has insurance for public liability (aksa).
suniboy21
suniboy21
VIC
1090 posts
VIC, 1090 posts
10 Jul 2013 7:04am
So your saying that if someone smashes into your car and takes off your insurance company wont pay out?
theWILFRED
theWILFRED
VIC
77 posts
VIC, 77 posts
10 Jul 2013 7:34pm
well.. did someone really smash into your car and ran off?
kungfupete
kungfupete
VIC
149 posts
VIC, 149 posts
11 Jul 2013 2:48pm
So what does KBV cover? I thought it was just for other people that I injury or cause damage to property. I was under the impression if I was hurt, I wasn't covered, kind of like 3rd party insurance. Can anyone clarify what a KBV member is covered for?
Smithy
Smithy
VIC
859 posts
VIC, 859 posts
14 Jul 2013 1:56pm
kungfupete said..

So what does KBV cover? I thought it was just for other people that I injury or cause damage to property. I was under the impression if I was hurt, I wasn't covered, kind of like 3rd party insurance. Can anyone clarify what a KBV member is covered for?


+1
I'm with you Pete my understanding is it is purely public liability and not personal insurance. This is a pretty important distinction and needs to be clarified. Comments KBV / AKSA.???
EastCC
EastCC
QLD
356 posts
QLD, 356 posts
14 Jul 2013 2:41pm
Could be wrong but I think that's the whole point of him needing the other riders name, so that guy's insurance can assist with the medical costs, ie it's covered under the other riders public liability, If he is insured that is
HaydenDekker
HaydenDekker
54 posts
54 posts
14 Jul 2013 1:52pm
Who was negligent? There are no laws as it's not licensed so how can you decide who's at fault. If two joggers collide they have to go to court to prove somebody was negligent. Going to a physio and using private health insurance is far easier. And when I got beaten by randoms at 18 I didn't have to find the assholes just so I could get my noes fixed.

I don't see the point in KBV insurance at all if it just covers third parties.
Smithy
Smithy
VIC
859 posts
VIC, 859 posts
14 Jul 2013 5:34pm
HaydenDekker said..

I don't see the point in KBV insurance at all if it just covers third parties.


Accidentally hit a swimmer and get sued, could change your mind maybe....
csjena
csjena
VIC
249 posts
VIC, 249 posts
15 Jul 2013 8:47am
So, there are some important questions asked.....where is KBV????? Your response is worst than an insurance in a claim situation!!! I more and more think this insurance with KBV is useless.....
picker
picker
VIC
431 posts
VIC, 431 posts
15 Jul 2013 9:19am
KBV Is a bunch of volunteers getting stuff done.

YOU can can always make contact via the website or FB page, forums end up with rants and witch burning so they typically keep clear.

Kbv is going above and beyond to help this bloke as the insurance is typically for a third party, just like your car - something or someone else, not you inside that car. Cheers bro!
csjena
csjena
VIC
249 posts
VIC, 249 posts
15 Jul 2013 9:43am
acc
picker said..

KBV Is a bunch of volunteers getting stuff done.

YOU can can always make contact via the website or FB page, forums end up with rants and witch burning so they typically keep clear.

Kbv is going above and beyond to help this bloke as the insurance is typically for a third party, just like your car - something or someone else, not you inside that car. Cheers bro!



accept and agreed....
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