G'day Guys,

I was recently told that insurance companies require standing rigging to be replaced every 7 years.... Does this sound right ? (I made a quick call to an insurance company and got a very vague-non committal type response !)

Cheers,
Craig

It is my understanding that rigging should be replaced every seven years for the safety of your boat and crew. Insurance companies don't insist on it but the crunch would come when the rigging fails. The boat is supposed to be maintained in good order. If you haven't replaced your rigging for ten years for example and it failed I think the insurance company would be within their rights to knock back any claim as the boat hasn't been maintained as it should.
I am in NSW and I have never heard of having to get a survey done every five years for the insurance.

Wannabe said...

The Razor said...

It is my understanding that rigging should be replaced every seven years for the safety of your boat and crew. Insurance companies don't insist on it but the crunch would come when the rigging fails. The boat is supposed to be maintained in good order. If you haven't replaced your rigging for ten years for example and it failed I think the insurance company would be within their rights to knock back any claim as the boat hasn't been maintained as it should.
I am in NSW and I have never heard of having to get a survey done every five years for the insurance.

do you honestly replace your mast (for example) every 7 years??? no, really??? gimme a break

Yes get survey done at 5 years intervals so you get your full value cover and pay out as many boaties have find out the hard way claims are reduced deu to having survey report from 7-8 years