Insurance for single handed sailing

8 years ago
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2bish
2bish
TAS
825 posts
TAS, 825 posts
15 Feb 2018 10:36am
Hi guys, our insurance is due. We're with Club Marine because they were the only ones that would allow unrestricted single handed sailing. A friend suggested TopSail, but reading the policy last night they specify: "You are covered for navigating single-handed for a period not exceeding 24 hours". So they're out. I rejected Pantaneous last year also because they won't allow single handing after sunset/before sunrise. That's just an Australia thing b.t.w. Asking around the YBW forum revealed that it's allowed in the UK.

Youi, QBE wouldn't insure our boat because the value was too high ($125k).

Any other suggestions that would allow unrestricted single handing?
shaggybaxter
shaggybaxter
QLD
2680 posts
QLD, 2680 posts
15 Feb 2018 11:03am
Gday 2bish,
I'm with Nautilus, and I'm covered for single handed offshore for up to 500nm races.
Cheers,
SB
2bish
2bish
TAS
825 posts
TAS, 825 posts
15 Feb 2018 2:19pm
shaggybaxter said..
Gday 2bish,
I'm with Nautilus, and I'm covered for single handed offshore for up to 500nm races.
Cheers,
SB


Thanks, I'll check them out.
OneTinnyTribe
OneTinnyTribe
11 posts
11 posts
15 Feb 2018 6:45pm
Your going to hate me for theis.... I have Solo sailing insurance from Pantanious with no night time restriction. How did I get that?
I have a hydrovane www.hydrovane.com once I told them I had one of those the night time restriction was dropped.

Cheers

Nige
2bish
2bish
TAS
825 posts
TAS, 825 posts
17 Feb 2018 12:05am
OneTinnyTribe said..
Your going to hate me for theis.... I have Solo sailing insurance from Pantanious with no night time restriction. How did I get that?
I have a hydrovane www.hydrovane.com once I told them I had one of those the night time restriction was dropped.

Cheers

Nige


That's interesting Nige, when did you take out your insurance with them? And do you have additional excess when single handing?

The guy I spoke with alluded to maybe being able to do it depending on equipment, but it would be triple the excess while single handing. I didn't bother to explore it anymore, the excessive excess ?? was an immediate dealbreaker.
twodogs1969
twodogs1969
NSW
1000 posts
NSW, 1000 posts
17 Feb 2018 7:28am
As has been said here in numerous other threads about insurance. You judge them by the pay outs. Club Marine have a good reputation with claims. Also Nautilus will not cover swing moorings. No cheap policy is cheap when they won't pay a claim.
keelkicker
keelkicker
41 posts
41 posts
23 Mar 2018 10:15am
2bish said..
Hi guys, our insurance is due. We're with Club Marine because they were the only ones that would allow unrestricted single handed sailing. A friend suggested TopSail, but reading the policy last night they specify: "You are covered for navigating single-handed for a period not exceeding 24 hours". So they're out. I rejected Pantaneous last year also because they won't allow single handing after sunset/before sunrise. That's just an Australia thing b.t.w. Asking around the YBW forum revealed that it's allowed in the UK.

Youi, QBE wouldn't insure our boat because the value was too high ($125k).

Any other suggestions that would allow unrestricted single handing?


Hi 2bish
I had a similar restriction from Pantaenius, but got them to drop it if i paid double the excess if i was single handing at the time of the incident.
kk
2bish
2bish
TAS
825 posts
TAS, 825 posts
23 Mar 2018 8:32pm
Hey Kicker, that's interesting, when was that?
sirgallivant
sirgallivant
NSW
1531 posts
NSW, 1531 posts
24 Mar 2018 1:18am
Well, l dunno, l am not racing my boat but l am a cruising single hander most of the time.
When l insured the tub l was not asked about single handing, l did not tell, so l think all's well.

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