Youi was the only company to insure my boat without an out of water survey and it being on a swing mooring. So I had no option!

They did not care. The dummy could not even get my boat's age right.
QVB insured my boat this arvo, it is swinging, no inspections, veeery good terms. See above.
I never heard of an excess for a 28 footer of $ 5.000.00 (youi)

What did they quote you BJR?

BJR - look at Anchorage Marine (QBE underwriters). Swing mooring, 70s boat, 3yr old survey. Comprehensive for approx same as youi 3rd party

dism said..
BJR - look at Anchorage Marine (QBE underwriters). Swing mooring, 70s boat, 3yr old survey. Comprehensive for approx same as youi 3rd party

Thanks dism. Will do.

Go figure. Drummoyne, 89 boat 42k cover, no extras
youi $1.557.- with $5.000 excess!!!
QVB with 9k extras $747.- $500 excess.

Just paid mine
86 model
$60000
$500 excess
Social non spinnaker racing
Swing mooring
$1117
Club marine mine is also a little higher as had a major claim 2 years ago. When another boat hit mine in a storm. Classed as no fault accident so effects both no claim.
One thing I can say is the claim process was easy with club marine and no problems with payout.

But you really to need read through each policy.

This was from a quote from Pantaenius:

"Single Handed Warranty - No single handed sailing allowed before dawn or after sunset."

So you go out for a single handed sail, intending to return before sunset - but a afternoon storm develops (as they do!).

So you take shelter till it passes, which means returning after sunset. You are now not covered if something happens.
But if you stupidly went out in the raging storm, so as to get home by dark you are!

twodogs1969 said..
Just paid mine
86 model
$60000
$500 excess
Social non spinnaker racing
Swing mooring
$1117
Club marine mine is also a little higher as had a major claim 2 years ago. When another boat hit mine in a storm. Classed as no fault accident so effects both no claim.
One thing I can say is the claim process was easy with club marine and no problems with payout.

Oh how I wish, I was moored in Gawley bay and was hit by a vessel insured by club marine when it's mooring let go in a storm, the result was effectively go f*** yourself and if you wish to appeal this decision please contact Allister Leaper, contact # provided, Allister Leaper never answered calls or returned missed calls, I assumed that this was the name that was assigned to the office answering machine and that no one at club marine aka allianze insurance gives a f***.
Insure with Club Marine AKA Allianze Insurance at your own risk.

Do not use Pantaenius extremely slow to process claim then they will give a really low settlement offer. Way under what it will cost to have it repaired. German Company ethics at their worst

Just reinsured with club marine
cav 32
1981
$40000
warned that will need surveyors Report before reinsurance next year
anyone else had this?

Just reinsured with club marine
cav 32
1981
$40000
warned that will need surveyors Report before reinsurance next year
anyone else had this?

Yara said..
You find out how good an insurance company is when you have a claim, not when you pay the premium. My experience with QBE travel insurance was they dodged payment of what I considered a legitimate claim. Stretched the definition of what was supposedly pre-existing. You pays your money....

I'm getting the same vibes from QBE at the moment. On current performance, part way through a claim, I am rating them 2 or 3 out of 10.

A mate is going through a claim with Club Marine, who are pulling out all stops and bringing in excellent people like Sydney Rigging.

As of tomorrow we will be owners of a very shiny 36 footer and I'm fairly sure who will be getting our business. Unless something changes quickly QBE will never be seeing anything from us for boat, car and house insurance, and considering our claims history and what we have insured they will be the losers.

I think we will all be able to thank " Debbie" for our insurance hike next year.

Is an occasional out of water survey in an old boat (Any boat) unreasonable? There's regular comment about mooring minders and neglected boats, and owners who have grossly inflated opinions about the quality and value of their boat. Perhaps we need to accept that at some point, out of water surveys or insurance assessments (a cheaper option than a full survey) and rigging replacement, is a component cost of owning a yacht.

I've just purchased a new (1990) Cat with likely original rig. In reaching the decision to buy and insure it, I had to factor in out of water insurance assessment and re-rigging. Ouch! Interestingly, the rigger found a 30mm crack in the mast under a lower shroud fitting. Not something that would ever have been spotted in a survey, but something that could have been a major safety issue when we hit Bass Strait and 45knot gusts. The rigger fitted strengthening plates and larger tang bases for all shrouds. Money well spent in my opinion.

I would not buy a 20yr old boat without a full survey and a rigging report so I guess at some stage an insurance company would be very wise to ask for verification that your vessel is in reasonable condition before taking you on as an insurance risk.
Having those things done every few years might make sense as the owner regardless of what you insurance provider might want.