Hey thanks for the reply Antix.
Looks like I posted in the wrong part of the forum, but anyway...
So I looked up your policy, and in the standard policy there is a similar "racing" exclusion - see section C2 on page 46, which would rub you out for cover for the M2M, unless you plan to run it on foot...
The Adventure Pack PDS seems to have the same exclusion clause.
Or am I not reading this correctly? Let me know?
After posting last night I did manage to find a policy that I'm poring through to find / not find a similar racing exclusion clause.
So far looking the goods.
You specify the activity you want to do, and they have a rating system.
Paddling is a "level 1" automatic cover
See :
www.worldnomads.com//