I'd go with option number 1, but only 5mm PVC foam in standing area, and 3mm everywhere else, is plenty.
Also carbon under the foam is not needed, just do 2oz glass between styro and the PVC in the standing area, nothing but resin under the rest, and your carbon on the outside only.
Presuming a very well sanded and faired blank, ie: no little foam voids, for maximum adhesion.
That would be same as a windsurf board designed for hard n fast over chop and limited jumping, so I reckon it will be plenty enough if board is under 9ft ish.

Caveat - I've never built a SUP. :)