On a recent surf trip we all payed out for the standard travel insurance and while away sadly several boards were severely damaged while in transit, now it appears the most they can claim back after excess is about $300.

So if your board cost around $900 your probably only going to get about 30% back? For a policy that costs from $65 to $130 depending on who you go with?

However, our household insurer just advised that I can take out additional cover for sporting goods as a part of our household policy, but only for while in transit and not while being used. So now I can claim up to $10k while travelling within AUS and NZ, or up to $5k anywhere else in the world!

It cost about another $120 per annum, but if your travelling with a couple of carbon SUPs and paddles $5k doesn't take long to add up and now I've got 12mths cover.