We had around 27F (-3C) this weekend, I felt very warm on the body with a C-skins 6/5 wetsuit, without anything extra. Had problems with ice building up on the boom though, it makes it very slippery...
I bring some hot water in a small thermos so that I can defrost the downhaul line etc. for de-rigging on land. Needed to use it on the harness too, in order to remove it...