Hi Lanky,
Sounds to me you have your mind made up, so go with your heart or you wont be happy mate. Have a look at a web site called DP Review. google it, has heaps of pro reviews on most cameras. They also have very good forums for each camera make, prowl there and even ask questions, normally very helpful like here.
For me, I've had expensive SLR film cameras, got sick of all the cr*p I carried around. I now have a Panasonic FZ30 with 12x zoom, fantastic camera for me, very good zoom, image stabilized, quick manual zoom ring on lens and photos come out great. I have mates with some very expensive DSLR's, but on my 19" LCD monitor I fail to see any difference with photos taken in good light. The DSLR will defently be better in low light. Also in burst mode, you wont lose your subject with a DSLR.
Now here's the thing, I carry my camera all the time in a bag in my car. When I want to get a couple of quick shots after a sail etc, I just grab it and shoot, easy. My Mates with DSLR's don't even have their cameras with them most of the time, too much trouble.
Anyway Lanky, just my 2c worth, get what suits you and enjoy your camera