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windsurfing gear insurance - good news

> 10 years ago
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General Gps & Speed Waves Foiling Gear Reviews Lost & Found WA NSW QLD SA VIC TAS
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easty
easty
TAS
2213 posts
easty easty
TAS, 2213 posts
20 Jun 2008 6:42pm
We have our house and contents insurance with AAMI. Received today notification of some changes to their policy. Of interest is this part...

"the watercraft exclusion has been modified so that surfboards, sailboards, canoes, kayaks and non-motorised surf skis are covered - but not while they are in use."

fullmoon
fullmoon
WA
314 posts
fullmoon fullmoon
WA, 314 posts
20 Jun 2008 5:07pm
Same deal with GIO.
Insured at home,in transit,in the car,but not for accidental damage in use.
Have to itemise individual boards,sails masts etc.
Not the cheapest insurance co but Ive made two decent claims over the last 7 years (car and lost jewelery) and to my amazement they paid up,NO ISSUES.

monster
monster
TAS
495 posts
monster monster
TAS, 495 posts
20 Jun 2008 7:49pm
easty said...

We have our house and contents insurance with AAMI. Received today notification of some changes to their policy. Of interest is this part...

"the watercraft exclusion has been modified so that surfboards, sailboards, canoes, kayaks and non-motorised surf skis are covered - but not while they are in use."


youll need it in september if your gear is better than mine

easty
easty
TAS
2213 posts
easty easty
TAS, 2213 posts
20 Jun 2008 7:53pm
monster said...

easty said...

We have our house and contents insurance with AAMI. Received today notification of some changes to their policy. Of interest is this part...

"the watercraft exclusion has been modified so that surfboards, sailboards, canoes, kayaks and non-motorised surf skis are covered - but not while they are in use."


youll need it in september if your gear is better than mine






wayneg
wayneg
WA
105 posts
wayneg wayneg
WA, 105 posts
20 Jun 2008 6:12pm
I am with GIO and spoke with them only two weeks ago. They accept winsurfing gear et al without it needing to be itemised anymore - simply photos - (check this though, don't believe me).

I had some gear stolen a while back and insurance is so easy - if you have photos. Do yourself a favour and take some photos.
Donk
Donk
NSW
390 posts
Donk Donk
NSW, 390 posts
20 Jun 2008 8:33pm
Just spoke to AAMI about it and she said there was no limit as long as you had photo evidence to say what gear you have. So the camera will be getting a workout tomorrow.
Cheers
Yousurf
Yousurf
WA
165 posts
Yousurf Yousurf
WA, 165 posts
20 Jun 2008 7:01pm
I asked ami about it last night and she said "how the faark should I know? Do you want fries with that". Maybe I should call an insurance agency instead going to maccas.
easty
easty
TAS
2213 posts
easty easty
TAS, 2213 posts
20 Jun 2008 9:19pm
Donk said...

Just spoke to AAMI about it and she said there was no limit as long as you had photo evidence to say what gear you have. So the camera will be getting a workout tomorrow.
Cheers


Same here - but put the photos on a disk / usb and give them to someone else to keep, rather than store them on your computer - if your house burns down or is broken into your computer will most likely be gone.

easty
easty
TAS
2213 posts
easty easty
TAS, 2213 posts
20 Jun 2008 9:22pm
... and take photos of other people's nice new gear
Greenroom
Greenroom
WA
7608 posts
Greenroom Greenroom
WA, 7608 posts
20 Jun 2008 9:40pm
easty said...

Same here - but put the photos on a disk / usb and give them to someone else to keep, rather than store them on your computer - if your house burns down or is broken into your computer will most likely be gone.

Thats what a safe is for

moon waxing
moon waxing
WA
313 posts
moon waxing moon waxing
WA, 313 posts
20 Jun 2008 10:13pm
Email the photos to an internet only email account, or upload them to flickr or similar. It would be nigh on impossible to loose them then unless you forget your login details
easty
easty
TAS
2213 posts
easty easty
TAS, 2213 posts
21 Jun 2008 8:53am
Greenroom said...

easty said...

Same here - but put the photos on a disk / usb and give them to someone else to keep, rather than store them on your computer - if your house burns down or is broken into your computer will most likely be gone.

Thats what a safe is for




I thought a safe was just a convenient way for thieving farkers to find all your valuables in one go. (those little ones anyway - they just carry them away)

monster
monster
TAS
495 posts
monster monster
TAS, 495 posts
21 Jun 2008 10:08pm
easty can you put all your gear in one bag that will make it easy a little birdie told me we will be neighbours in september
easty
easty
TAS
2213 posts
easty easty
TAS, 2213 posts
22 Jun 2008 9:15am
monster said...

easty can you put all your gear in one bag that will make it easy a little birdie told me we will be neighbours in september


Yep Baz, taking the family on a quick lap of the island, stopping at your place, Stanley, Marrawah and Strahan. Van full of windsurfing gear, surfboard, fishing rods.

monster
monster
TAS
495 posts
monster monster
TAS, 495 posts
22 Jun 2008 1:40pm
enjoy
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