retired said..
I was with nautilus, they required a survey as my yacht is over 20 years old, got on to YOUI, no survey required and premium about a third. Racing cover is not as good, excess a bit higher but the lower premium more than offset this. Have switched my house insurance to YOUI as well.
Will they pay out on a claim? That is the question.
Following recommendations I got a quote from Pantaenius and spoke at length with Adam on claims and interpretations of the cover note. I'm going with them at renewal. $900 versus $1070 with Club Marine.